Bonus Dividend Estimator
Enter your estimated average deposit balance and loan balance into the columns to see your potential Bonus Dividend. Both Commercial and Consumer accounts can use the estimator below.
|Category||Balance||Estimate Bonus Dividend|
|Average Annual Consumer Deposit Balance|
|Average Annual Business Deposit Balance|
|Average Annual Loan Balance|
* Cash Back Eligibility - CCCU shares excess earnings with members/owners in the form of better rates, more free services, and/or bonus dividends. Bonus dividend amounts are declared by the board of directors. The estimated dividend amount shown below is calculated based upon the annualized average daily balance of your deposits and loan amounts and on last year's corporate dividend results. The Bonus Dividend is based on the average daily balance for the prior year and includes an account longevity component. Generally, the larger your daily average balanced and the longer the account is open during the year, the larger the Bonus Dividend will be. The Board of Directors reserve the authority to alter or suspend payment of a dividend without prior notice in the event of extraordinary economic or regulatory circumstances. A dividend is not guaranteed annually. You must be a member in good standing with an open Membership Savings account on December 31.
A member in good standing means: a) minimum of $50.00 balance in the Membership Savings account, b) no loan delinquency exceeding 30 days past due, c) no charge-off balances and d) no foreclosures. In addition, some accounts (political, attorney trust, and participation loans) are excluded from the Bonus Dividend deposit.