Mortgage Loans

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Call 702-228-2228, option 1

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Get a home mortgage loan with the help of our experts.*

Traditional Mortgage Home Loans in Las Vegas & More!

*Thank you for your interest in a CCCU Mortgage. Our current response time and closing dates are 60 days on refinances and 30-45 days on new home purchases.

Get Started Not a Member? Apply Online

Are you ready to buy?

Get expert guidance and a pre-approval letter here.

  • Do you want a stable, fixed rate of interest on your home loan?
  • Do you want to know exactly what your payment will be every month?
  • Do you plan to remain in your home for 5 years or more?

CCCU offers traditional mortgage home loans in Las Vegas & more! Call 702-228-2228 to speak with one of our home loan representatives.

Get your lowest possible rate!

Use our Mortgage Calculator to review ‘what-if” questions on Banzai's website.

CCCU First Mortgages

Be as happy with your loan as you are with your home.
Whether you're buying your first house or your last, moving up, refinancing, or building credit along with equity, we can help.

Choose the best programs to fit your situation, including:

  • Fixed Rate Mortgage.
  • Adjustable rate mortgage programs.
  • FHA/VA/Conventional Loans.
  • Purchases and Refinancing.
  • First-Time Homebuyer Programs.

CCCU's Home Mortgage Loan Officers are also licensed to act as mortgage loan brokers from multiple lenders.

Clark County Credit Union:
Nevada state MLD Lender #3521
NMLS Registry #371854

Get into Your New Home Even Faster!

Just 2% down gets you on the path to home ownership.

The down payment is often the biggest hurdle potential homebuyers must overcome to realize their dream of home ownership. Using CCCU Home Now, just a 2% down payment gets you into your home, plus you will work with our local, experienced mortgage loan officers to keep you on track from start to finish!

CCCU Home Now Program Requirements

  • Must be a first-time homebuyer
  • The home must be a Primary Residence
  • Can be Single Family Residence, Condo or Townhome Purchase
  • Must have two months of Principal, Interest, Taxes and Insurance saved as reserves
  • Income can’t exceed more than 100% of the area median income
  • Loan is subject to PMI approval
  • Additional terms and conditions may apply

Contact one of our loan officers at 702-228-2228 to get started today!

OTHER IMPORTANT INFORMATION: Nevada state MLD Lender #3521. NMLS Registry #371854. All rights reserved. This institution is not federally insured. Funds insured with American Share Insurance. Equal Housing Lender. Annual Percentage Rate (APR) may vary depending on each individual’s credit history. All loans subject to credit union approval. All credit union loan programs, rates, terms and conditions are subject to change at any time and without notice. Offer may end at any time. Other restrictions may apply. For current rate information, visit our website at

2nd Chance Mortgage

Your situation deserves another chance.

If you have suffered the trauma of a foreclosure, short sale or mortgage loan refusal you can still achieve their dream of home ownership. You deserve a do-over – a fresh start with a mortgage loan through CCCU.

When you could benefit from a fresh start, turn to the people who understand your predicament. We’ll do everything we can to help you get a second chance mortgage loan. Call CCCU at 702-228-2228 option 1, to start your 2nd chance mortgage loan today.

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Land and Home Construction

You have a dream - we want to help make it happen.
We offer fixed rates, flexible financing plans and the power of the Bonus Dividend to make the reward for success even more satisfying.

Not quite ready to build? We will finance raw land, parcels with utilities, fully developed residential lots. When completed, we’ll help you roll out of the construction phase into the best long-term mortgage to fit your situation.

Call 702-228-2228 for rates and other details.

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FHA and VA Loans

CCCU offers a variety of home loan programs to fit your situation, including:

  • FHA/VA-approved loans, including first time buyers.
  • Fixed rates.
  • Adjustable rate mortgage programs.
  • Purchases and refinancing.

CCCU's Home Mortgage Loan Officers are also licensed to act as mortgage loan brokers from multiple lenders.

Please Note: Some first mortgage loans provided by CCCU are not serviced by CCCU and are therefore not included in determining membership level. For more information, please ask a representative. CCCU membership is required for government loans; membership is required for CCCU portfolio loans. CCCU portfolio mortgage loans qualify for the Bonus Dividend program when distributed.