*Subject to credit approval, proof of income sufficient for debt service and underwriter approval. Co-borrowers accepted. Not all applicants will receive approval 

**Up to $25,000 balance eligible to 5.12% APY bonus rate. Balances over $25,000.01 or more will receive the applicable current rate. To Qualify for the bonus rate, you must elect to receive e-statements and have a valid email on file with us, you must receive $1,000 or more in direct deposit(s) AND 15 Point of Sale debit or credit card transactions* posted to your account each month as reflected on your monthly periodic account and/or billing statement(s). *Credit card transactions will only apply towards the count of eligible transactions on the Oldest Bonus Checking account owned by the Primary account holder.