Tips to Avoid Fraud
Protect Your Information and Funds
Protect Your Devices
Learn About Current Scams
Tech Support Scams
Tech support scams happen when someone contacts you claiming to be from a well-known technology company and requests remote access to your computer. This often happens through emails or pop-ups on your computer.
Sometimes the caller says they have identified a problem and offers to fix your computer for a fee. If you give them access, they may install malicious software to steal your personal or financial information.
Other times, the scammer offers a "refund" for a discontinued service or an accidental overcharge. If you give them access to your online banking, they will make it appear as if they are sending you a refund, but they are transferring money from your own accounts. Often, the refund is for much more than promised (e.g., $30,000 instead of $300). The scammer makes a plea for you to send the extra money back, so they do not lose their job. They may request you to wire money to a foreign country, purchase gift cards, or mail cash.
Online Shopping Scams
Online shopping scams can be tricky to spot because scammers often create realistic websites and social media ads with great deals. Typically, the scammer requests payment through a mobile payment app or wire transfer because they are typically irreversible. If you wire money to the scammer, you will never receive the product and likely not get your money back.
Family Emergency or Grandparent Scam
Scammers try to trick you into thinking a loved one is in trouble. They call, text, email, or send messages on social media about a supposed emergency with a family member or friend. They ask you to send money immediately. To make their story seem real, they may claim to be an authority figure, like a lawyer or police officer; they may have or guess at facts about your loved one. These imposters may insist that you keep quiet about their demand for money to keep you from checking out their story and identifying them as imposters. (FTC.com)
* Always contact the family member in question directly, do not rely on an unknown/unseen source.
You meet someone, usually through an online app or social media site, and start a relationship. Your online interest starts admitting their love for you and then begins to ask for money to help with costs such as customs fees and medical costs.
Amazon Phone Scams
Know the red flags:
Reporting a Scam
If you're a victim of a scam, report it to CCCU immediately at 702-228-2228.
You can also report the scam to the Federal Trade Commission at ReportFraud.ftc.gov.
For additional information, visit the Report Fraud page.