Personal Loans

Smart Loans, Smarter Rates

Fixed-Rate Signature Loan

Borrow at a fixed rate for the term of the loan.* Use the money any way you like - for a dream trip, appliances, carpeting, electronics, plastic surgery - you name it. If you have a need, we have a loan.

*Your custom rate is based on your credit history. APR is Annual Percentage Rate. Borrower must qualify for the loan. Not all applicants will qualify.

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Overdraft Line of Credit

Concerned about overdrawing your checking account? An Overdraft Line of Credit can help protect you against incurring fees if your balance drops below zero.

An Overdraft Line of Credit is a type of loan that activates when you overdraw your checking account. Only pay interest* if you use the line of credit.

Instead of sending your checking account balance negative, your balance will go to zero. You will then start accruing a balance on your Overdraft Line of Credit.

For example, if you have $10 in your checking account and make a $15 purchase, your checking account balance will become $0. You'll then owe $5 on your line of credit.

*Your custom rate is based on your credit history. APR is Annual Percentage Rate. Borrower must qualify for the loan. Not all applicants will qualify.

Advantages of an Overdraft Line of Credit

  • Competitive rates based on credit history
  • Limits start at $500

Call us at 702-228-2228, Option 1 to apply!

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