Savings & Investments

At CCCU, we believe so strongly in saving that we make it a pre-requisite for membership. Your CCCU savings account makes you a member-owner of our financial co-operative with a lifetime of savings options – and a say in how things work.

Have any questions?  Call us at 702-228-2228.

Find a BranchView Rates

  
 

Start saving today!

Open your primary account with $50 or more to save for unexpected emergencies. Open additional account suffixes as needed with just $5 or more to save for specific goals... electronic equipment, carpeting, appliances, vacation. No matter what you're saving for...

  • Earn competitive dividends.
  • Access funds instantly with home banking, ATMs and at one of our convenient branch locations.
  • Make saving more convenient with Direct Deposit and Payroll Deduction.

Regular Savings

$50.00 minimum opening balance and average daily balance needed to maintain minimum disclosed interest. $50.00 must remain in the savings suffix at all times to maintain active membership.

  
 

Christmas Club, Vacation Club, Secondary Savings

Christmas Club funds are paid out on November 1st. Vacation Club funds are paid out on May 15th. What a great way to save for something special.

Disclaimers

More Money Savings

Perfect for when you have larger deposits that you want safely deposited, yet not locked down for as long as a certificate. Earn monthly dividends on a minimum opening balance of $5,000 or more.

Earn dividends at a market matching variable rate.

  
 

Certificates and IRA Certificates

Lock in a competitive fixed rate for the term you choose with the liquidity you need. Both your principal and interest are insured, so you sleep soundly at night.

Invest as little as $1,000 or more for a 6, 12, 24, 36, or 60-month term. (1-year minimum for IRA Certificate.) See a teller for more details.

Disclaimers

Account Limitations - Regulation D is a federal regulation that places certain limits on the number of transfers or withdrawals members can make from their non-transactional suffix. It affects all saving and more money suffixes. Regulation D allows for up to six (6) aggregate withdrawals, overdraft transfers, electronic funds transfers, automatic withdrawals (EFT/ACH), debit card transactions, home banking, Cue Phone, or facsimile transfers per month. For more information on Regulation D see CCCU Disclosure Booklet

Variable Rate – The interest rate and Annual Percentage Yield (APY) on all savings accounts can change at any time without notice as determined by the Board of Directors of Clark County Credit Union.

Fees may apply to all savings suffix types. Clark County Credit Union fees are based on a member’s current membership status. See CCCU Membership Plans and Fee Schedule.

Avoid a monthly fee by having direct deposit of at least $250 per month or by maintaining a minimum monthly total of $5,000 or more in either deposits or loans.

American Share Insurance (ASI) insures each suffix up to $250,000. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositor will get back their money.

 

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