Rates / Yields

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Important Deposit Information for CCCU Members

APY = Annual Percentage Yield

Certificates and IRA Certificates - Fixed Rate

MonthsInterest RateAPY
3 4.90% 5.01%
6 5.40% 5.53%
12 5.14% 5.26%
18 4.45% 4.54%
24 4.25% 4.33%
36 3.75% 3.82%
48 3.50% 3.56%
60 3.50% 3.56%

If you withdraw the principal balance or close your certificate account prior to maturity the following penalties will be assessed; 6 and 12-month certificates will be assessed a 90-day interest penalty, 24-, 36-, & 60-month certificates will be assessed a 180-day interest penalty. Subsequent deposits are not allowed to a certificate of deposit.

Consumer Money Market - Variable Rate

The minimum opening balance is $50.00. Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Clark County Credit Union.

Daily BalancesInterest RateAPY
$0 - $24,999.99 2.50% 2.53%
$25,000 - $49,999.99 3.00% 3.04%
$50,000 - $99,999.99 3.25% 3.30%
$100,000 and above 4.00% 4.07%

Business Money Market - Variable Rate

The minimum opening balance is $50.00. Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below can change at any time without notice as determined by the Board of Directors of Clark County Credit Union.

Average Daily BalancesInterest RateAPY
$0 - $24,999.99 2.50% 2.53%
$25,000 - $49,999.99 3.00% 3.04%
$50,000 - $99,999.99 3.25% 3.30%
$100,000 and above 4.00% 4.07%

Bonus Checking1

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all checking accounts can change at any time without notice as determined by the Board of Directors of Clark County Credit Union.

Average Daily BalancesInterest RateAPY
$0.01 to $25,000.00 5.00% 5.12%
$25,001.00 and above 0.05% 0.05%

1 Up to $25,000 balance eligible to 5.12% APY bonus rate. Balances over $25,000.01 or more will receive the applicable current rate. To Qualify for the bonus rate, you must elect to receive e-statements and have a valid email on file with us, you must receive $1,000 or more in direct deposit(s) AND 15 Point of Sale debit or credit card transactions* posted to your account each month as reflected on your monthly periodic account and/or billing statement(s). *Credit card transactions will only apply towards the count of eligible transactions on the Oldest Bonus Checking account owned by the Primary account holder.

Essential Checking

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all checking accounts can change at any time without notice as determined by the Board of Directors of Clark County Credit Union.

Daily BalancesInterest RateAPY
$0.00 0.05% 0.05%

CheckAgain Checking

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all checking accounts can change at any time without notice as determined by the Board of Directors of Clark County Credit Union. Minimum balance to open CheckAgain Checking is $5.00.

Daily BalancesInterest RateAPY
$0.00 0.01% 0.01%

Membership Savings

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below on savings accounts can change at any time without notice as determined by the Board of Directors of Clark County Credit Union. $50.00 minimum balance required as membership share. 

Daily BalancesInterest RateAPY
$50.00 and above 0.10% 0.10%

A dormant membership fee will be assessed to an account with no activity for 1-year or more.

Christmas/Vacation Club, Secondary Savings *

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all savings products listed below on savings accounts can change at any time without notice as determined by the Board of Directors of Clark County Credit Union. The minimum deposit to open a Christmas/Vacation Club and Secondary Savings is $5.00.

Daily BalancesInterest RateAPY
$0.00 0.10% 0.10%

Christmas/Vacation Club withdrawals may not be made online, only over the phone or at branch.

IRA Savings - Fixed Rate

Daily BalancesInterest RateAPY
$0.00 0.15% 0.15%

Important Notice for IRA Account Holders*

Deadline for making a previous year contribution is April 15. Must be age 59 1/2 for withdrawals or meet the qualified distribution guidelines. Roth IRA must be open 5 years before qualified distribution can be made and the owner is 59 1/2 years old or older, or disabled, or using the distribution as a first-time home buyer. One year minimum term.

IOLTA

Variable Rate - The interest rate and Annual Percentage Yield (APY) on all checking accounts can change at any time without notice as determined by the Board of Directors of Clark County Credit Union. Interest will be forwarded to the Nevada State Bar Association monthly.

Daily BalancesInterest RateAPY
$0.00 2.25% 2.27%