The Lesser-Known Advantages of a Bonus Checking Account 

Women using advantages of a checking account in Las Vegas, NevadaChecking accounts or spending accounts are commonly known for their primary function of enabling consumers to make transactions and store their money in a safe and secure manner. Most members also understand the basic functions of a checking account such as:

  • Overdraft protection
  • Mobile banking
  • Bill pay
  • Debit card convenience
  • Interest-bearing options

At CCCU, our Bonus Checking account not only has the features above but it also offers rewards and benefits that help build and strengthen the financial health of our members.  Whether you’re looking to open your first checking account or want to get more from your money, Bonus Checking is a great option to consider! In addition to offering a high yield interest rate of 5.12% APY (rate as of October 2023 - check website for current rates), there are other lesser-known advantages of a checking account. Many of these features protect your finances and increase your savings.

  1. Health Discount Savings – from prescription drugs to vision and dental savings, our checking account provides discounts on your health-related expenses (this is not insurance).
  2. ID Protect – Bonus Checking includes an identity theft protection and resolution service that will provide you AND your family with fraud resolution including documenting the damages and filing the necessary paperwork. ID Protect also includes:
  • Identity monitoring
  • Identity Fraud Expense Reimbursement Coverage
  • Monitoring Benefits, Credit Report and Score
  1. Accidental Death and Dismemberment Insurance – gain peace of mind knowing you can be protected with accidental death coverage just for having a Bonus Checking account.
  2. Cellphone Telephone Protection – replacing a stolen or damaged cellphone can be costly. With CCCU’s Bonus Checking account, you and your family are eligible for the reimbursement cost of replacing or repairing your device whether it happened at home or abroad. This covers up to four phones, so long as your cell phone bill is paid for using your Bonus Checking account.
  3. Travel and Leisure Discounts – family activities get less expensive with Bonus Checking. You can enjoy travel and shopping discounts year-round. Simply redeem and print your coupons online or access discounts from your smartphone using our online portal or app.
  4. $hopping Rewards – online shopping gets even more rewarding when you shop using our customized shopping portal. Bonus Checking users can access exclusive offers and discounts at thousands of leading online retailers nationwide. Plus, get cash back that you can use towards your next purchases or conveniently send it to you as a check. Pro tip: register for our CCCU Rewards program to earn points on all your debit card purchases as well!
  5. Debit Advantage – using your Bonus Checking account, your purchases are protected with Debit Advantage, and also extends manufacturing warranties. You can be assured that your purchased items are covered for another full year on eligible items you buy with your Bonus Checking account.

CCCU’s Bonus Checking account is designed to protect what matters to you and help you save on everyday purchases for only $5.95 a month. Additionally, Bonus Checking now offers 5.12% APY on balances up to $25,000 (terms & conditions). See website to verify current rates.

Are you ready to make the switch? Opening a Bonus Checking account is simple and easy. Click here to join CCCU or if you’re already a member, call us at 702-228-2228.

Helpful resources: