How Does a Credit Union Differ from a Bank?

Where you choose to save your money has a substantial impact on your financial future. At Clark County Credit Union, we know there are plenty of financial institutions to choose from and perhaps your first big decision is to decide whether you should select a traditional bank or a credit union. Here are a few of the most notable differences between these two financial institutions:


Nearly anyone can walk into a traditional bank and open up an account; however, credit unions are exclusive to members only. These not-for-profit institutions are member-owned, and therefore have certain qualifications that must be met to earn a membership.

Rates & Feed

Because credit unions are not-for-profit, they’re able to offer higher savings rates and lower interest rates on credit cards and loans which are often significantly less than rates at traditional banks. Larger banks will often have more expensive service and ATM fees than credit unions.

Customer Service

While both institutions strive to provide exceptional customer service, credit unions go the extra mile to deliver unparalleled service to their members. Since the members help direct the future of the company, they are more than just customers — they’re partners.


Perhaps one of the biggest differences between banks and credit unions is how credit unions reward their members’ loyalty with cash. When credit unions are profitable, they pass these profits onto their members in the form of dividend checks.

Clark County Credit Union is pleased to offer an annual Bonus Dividend for all members. These payments can range from $20 all the way up to hundreds of dollars depending on your unique relationship with CCCU.

Become a CCCU member/owner today, and reward yourself with an annual dividend check. Contact us at 702-228-2228 to learn more about becoming a Clark County Credit Union member and earning your piece of our multi-million-dollar pie.