Auto Loans

From a trusted, local community lender.

  • Low rates and better payments.
  • Flexible terms and quick loan decisions.
  • Plus, when there is a bonus dividend, your loan will be included.
  • Enjoy value, convenience and savings when your auto loan comes from CCCU.
 
 

Your auto specialists. We sell cars! Yes - we really sell cars.

Because our Members Auto Brokerage service is a Nevada state-licensed car dealership, we actually can sell you your next car. New or used. Trade-ins accepted. Loan and insurance - top to bottom. At last, you can avoid the entire hassle.

Get Started

Call

Call us at (702) 228-2228, option 3

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Auto Loans

  • Low rates and flexible terms.
  • Get pre-approved before shopping, so you know your loan amount, interest rate and term.
  • Fast local loan decisions.

Buy New or Used

Looking for your next vehicle? Let our Members Auto specialist handle the dealer negotiations for you. We'll get you into a car in as little as one hour — including paperwork and financing!

Any make, model, option or color - you name it. Plus - trade-ins accepted! New or used, our Members Auto service is a state licensed automobile dealership and brokerage. Make your purchase and then take delivery at a CCCU branch in as little as one hour.

Learn MoreVIEW Vehicles

Boat, Motorcycle and RV Loans

CCCU offers great, low rates and flexible terms for boats, motorcycles and RVs - including motor homes, travel trailers, OHVs, and trailers.

  • Fast and local loan decisions.
  • RV loans for boats, motorhomes, travel trailers, tent trailers, and motorcycles.
  • Buy from a private party or from local dealers.

First Time Auto Buyer Program

Get started on the right foot. Call us first before you go car shopping. A CCCU Financial Service Representative will pre-qualify you for a loan amount and rate combination that will fit your lifestyle.

  • Never financed a vehicle before.
  • Introductory rate for borrowers with limited credit history.
  • Established borrowers get best rate possible to match the credit score.
  • Standard loan-to-value equals 85% (15% down payment).
  • After 12 on-time payments, you are qualified to get a reduced loan rate as reflected by your new credit report.
  • No pre-payment penalties.
  • No loan application fee.
  • Free shopping assistance from the Members Auto Representative – no dealership hassle.
  • Eligible for VISA credit card after 12 on-time payments.

Final approval depends on proof of income sufficient for debt service and underwriter approval. Co-borrowers accepted. Not all applicants will receive approval.

Debt Protection

Learn about options to protect both your vehicle and yourself. GAP coverage, liability insurance and extended repair coverage are all available thanks to CCCU.

 

Guaranteed Asset Protection (GAP)

Don't get stuck paying for a car you don't have anymore. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, auto insurance will likely cover only the replacement value. You remain liable for payment of the difference between the insurance settlement and the remaining loan balance. This deficiency can sometimes amount to thousands of dollars. GAP Protection is an affordable way to cover the gap. For just a few dollars per month, you can protect yourself against this unfortunate expense and start fresh with a $1,000 credit towards your next vehicle purchase.

Member Guard Debt Cancellation

Sometimes life throws an unexpected curveball. In the unfortunate event of a disability or loss of life, Debt Cancellation can protect you and your loved ones from additional financial burdens. If you or your joint borrower becomes medically disabled due to illness or injury, Disability protection may cancel your monthly payments until you are able to return to work. If there is an event that results in an untimely death for you or your joint borrower, the Loss of Life protection may cancel the remaining loan balance. For further information please contact us at (702) 228-2228, option 3.

MEMBERS CHOICE* Mechanical Repair Coverage

Enjoy peace of mind knowing that your new (or new to you) vehicle is protected from many major repairs by a legitimate and credit union preferred extended warranty service. Get mechanical coverage, roadside assistance and towing protection at a better price than many other programs. Plus, take your vehicle to any qualified mechanic or even the dealership for warranty repairs. See a representative for details.

Get Started

Learn More

702-228-2228, Option 3

Phone Quote for Tru-Stage Member loan coverage 

1-888-380-9287

 

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