Clark County Credit Union
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Loans & Credit

October 27, 2025

Credit Union Checking Account Perks to Maximize Your Money

Quick Answer: Credit union checking account perks include lower fees, higher savings potential, and member-focused benefits. At Clark County Credit Union (CCCU), you’ll find an account designed to fit every financial need and goal.

When it comes to managing everyday money, choosing the right checking account matters. Credit union checking accounts offer significant advantages that can help you stretch your dollars further and reach your goals faster.

White Ceramic Piggy Bak with large Bill Stuffed in the Top

Why Choose a Credit Union?

Unlike banks, credit unions are member-owned and not driven by shareholder profits. This means lower fees, better rates, and services that are designed with your best interests in mind. At CCCU, earnings are returned to members through benefits like lower loan rates and accounts that grow with you.

Checking Account Perks That Work for You

We offer a range of accounts to match every lifestyle:

  1. Essential Checking – A straightforward, no-frills account with no monthly fee or balance requirements. Perfect for anyone who wants a reliable account without added costs. This account is perfect for retirees, students, freelancers or people who are looking for a simple checking account.
  2. Bonus Checking – For households seeking built-in protection while watching their money grow, Bonus Checking is packed with valuable extras such as a high interest rate, identity theft monitoring, cellphone protection, buyer protection, and nationwide shopping discounts.
  3. Bonus Checking Plus – Members looking to enjoy all the perks of Bonus Checking, plus more. This includes a reduced wire fee, credit score simulator, dark web monitoring, fuel savings and telehealth.
  4. Check Again – Designed to give members a second chance at managing their finances. This account provides essential tools to help individuals recover from past financial challenges and build a stronger financial future with a trusted account option.

Visit our checking account webpage to compare each account and see which one best fits your needs and goals. No matter which account you choose, CCCU offers convenient access to over 30,000 surcharge-free ATMs nationwide, debit card rewards, customized debit card options, and modern tools like Zelle® and tap-to-pay technology.

Final Thoughts

Whether you’re looking for simplicity, protection, or the ability to earn more from your checking account, CCCU has an option tailored to you. We’re here to make your money work harder. Visit www.ccculv.org or call 702-228-2228 to find the right checking account for you.

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