Overdraft Options for Your Checking Account
Discretionary Pay is discretionary overdraft coverage provided by CCCU to prevent items from being returned or declined in the event of insufficient funds. It’s designed to help members avoid costly fees and penalties by paying items rather than returning them when there are insufficient funds in the account. We also offer optional overdraft protection covers your everyday debit and ATM transactions.
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Other Options
We offer other ways of covering your overdrafts that may be less expensive, such as linking your account to another account with us or an overdraft line of credit. See below for more information about your other options for overdraft.
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Overdraft Options for Your Checking Account
Discretionary Pay is discretionary overdraft coverage provided by CCCU to prevent items from being returned or declined in the event of insufficient funds. It’s designed to help members avoid costly fees and penalties by paying items rather than returning them when there are insufficient funds in the account. We also offer optional overdraft protection covers your everyday debit and ATM transactions.
Other Options
We offer other ways of covering your overdrafts that may be less expensive, such as linking your account to another account with us or an overdraft line of credit. See below for more information about your other options for overdraft.
Having overdraft coverage does not guarantee that we will pay your overdrafts. If we decide to pay an overdraft, you will be charged fees as described on the fee schedule.
