Is Your Vehicle Investment Protected?

According to CARFAX, new vehicles lose about 45% of their value within three years, and about 60% of their total value within five due to depreciation.

In the event your vehicle is declared a total loss after an accident or theft, it’s likely the standard insurance policy will fall short in covering your entire loan balance. In fact, if the average new car owner has their vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after their insurance settlement.

To protect yourself from a financial loss, move beyond the industry standard with coverage that’ll benefit you through your entire loan term. GAP can pay up to the remaining balance of your auto loan after an insurance payout—protecting you from a financial loss.

In most cases, GAP will make up the difference between what your insurance policy covers and the amount you still owe. So, instead of paying off a substantial loan balance for a vehicle you can no longer drive, you could be relieved from your remaining loan balance.

Give yourself peace of mind knowing your auto loan won’t be a burden if an unexpected accident or theft occurs.¹

To learn more, call your loan officer or service representative today!

As a result of unexpected illness, injury, or death eliminating their ability to earn a paycheck, even the most responsible person can be hit with bills they can’t pay, damage to their credit score, and even repossessions.

When you add Payment Protection to your loan², you minimize the impact of the unexpected. In most cases, Payment Protection can:

• Eliminate all or part of your remaining loan balance
• Protect your credit rating as loan payment obligations are made on your behalf
• Prevent late fees
• Create financial security for your family
• Free-up extra cash when it’s needed most

To learn more about Payment Protection, contact your loan officer or service representative today!

Make the Most Out of Your Vehicle Investment
Whether you plan on selling your vehicle after a few years or plan on driving it for many years to come, you may find yourself eventually dealing with a repair or breakdown. And with the rising cost of labor and parts, you could find yourself dealing with high out-of-pocket expenses.

With Major Mechanical Protection (MMP), you can protect yourself from costly repairs and enjoy your vehicle longer. The total cost of MMP is often far less than the cost of a single repair! Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur.

Your coverage may include all or some of the following benefits*:

• Comprehensive repair coverage
• 24-hour roadside assistance
• Lost key and lockout assistance
• Emergency tire repair
• Rental car reimbursement
• Trip interruption expense reimbursement
• Flexibility when getting repairs done — can be used at most licensed repair facilities
• MMP transfers to a new owner, which adds to the resale value of your vehicle

*coverages vary

Coverage Available:

• Life
• Accidental Death and Dismemberment (AD&D)
• Auto
• Property
• Health