Member Fee Schedule

Account fees for deposit accountsBonus CheckingEssential CheckingCheck AgainCommercial Checking
Monthly fee $5.95 FREE $12 Analysis
Account Features Bonus Interest*
ID Protection
Cell Phone Insurance
Debit Advantage
Shopping Rewards
Travel and Leisure
Health Discount
Checking Book Order Varies
Copy of check/Statement/Printout $2 per item
Dormant Membership $5 per month***
Early Membership closeout (within 6 months) $25
Incorrect Membership address $5 per month
Incorrect TIN penalty** $50
Levy or garnishment $125
Non CCCU ATM fee (Co-Op Network ATM excluded) $1
Notary Free for membership
NSF/UCF/OD (per presentment, max 5 per day) $28
Official check

2 free per membership; $2 per check after

Outbound Mail $25
Outgoing Wire (domestic only) $25
Pay By Phone Free for membership
Expedited Card Shipping $15
Replacement standard card $5 per card
Research and Balancing/per Hour $30
Returned Deposited Item Fee (per presentment) $12 per item
Safe Deposit Box Drilling $165
Safe Deposit Box Key Deposit $25
Safe Deposit Box (when available) Cost varies according to box size
Stop Payment $15 single or range

 *Up to $25,000 balance eligible to 5.12% APY rate bonus. Balances over $25,000.01 or more will receive the applicable current rate. To Qualify for the bonus rate, you must elect to receive e-statements AND have a valid email on file with us, you must receive $1,000 or more in direct deposit(s) AND 15 total Point of Sale debit or credit card^ transactions posted to your Bonus Checking and/or credit card account(s) each month as reflected on your monthly periodic account statement(s). ^Eligible credit card transactions are determined by the primary account owner name on the credit card account. Eligible credit card transactions are determined by the posting date of the transaction; transactions must post to the Credit Account in the same month in which bonus rate or waiver is being applied. Eligible credit card transactions will apply to only one (1) Bonus Checking account; default application is to the oldest Bonus Checking Account.

** The IRS requires correct Taxpayer Identification Numbers (TIN) to be provided at account opening. Failure to provide correct TIN may make you subject to this fee.

***Memberships are considered dormant after twelve(12) months of no activity on all associated accounts. 

Fees subject to change.