Protecting Yourself from Identity Theft with the Best Bank Accounts in North
You haven't left the state of Nevada, let alone the city limits of North Las Vegas, in nearly a year, so a phone call from Clark County Credit Union’s card security service comes as quite a jolt: “Are you currently in the state of Vermont – and have you just made a purchase for $693 at The Corner Country Store?”
Immediately, you also find out that someone has also rented a car and stayed overnight at a hotel in Chester – the charges for which have just appeared on your credit card.
In the day and age of widespread identity theft, the sharp-eyed representatives of Clark County Credit Union, who offer the best bank accounts in North Las Vegas, work vigilantly to protect your personal information every day. They also are stepping up their efforts to educate members about how to protect themselves against identity theft. Members expose themselves to this potential crime through the seemingly innocent activities of reading email, scanning the Internet, answering the phone and paying bills.
Identity threats remain high – and are expected to climb
Lawyers at the U.S. Department of Justice have their hands full these days, investigating thousands of complaints from people who have been ensnared by identity theft. The department defines it as “all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain.”
Exactly how many people have experienced some form of identity theft is difficult to quantify since law enforcement officials suspect many people feel embarrassed about being duped and therefore do not lodge formal complaints. Estimates range from 8 million to more than 15 million people a year. Investigators expect the threat to escalate as people continue to gravitate to activities online, where a lot of identity theft takes place.
Identity Theft videos pinpoint five “danger zones”
Educating yourself about identity theft and taking proactive steps to prevent it is paramount, law enforcement officials say. The home of the best bank accounts in North Las Vegas, Clark County Credit Union, has answered the call by posting a series of videos that identify five identity theft “danger zones:”
- At-home activities
"Keep your guard up,” videos advise
The videos include tips such as:
- An email message that requests personal information or to “verify” account information is usually a scam. Do not respond – and do not click on any link in such an email.
- Install and regularly update anti-virus and anti-spyware software on your computer and run a full system scan at least weekly.
- Do not write PIN numbers on your credit and debit cards.
- Use a paper shredder to dispose of documents that contain personal information.
- Never give personal or bank account information over the phone without verifying the caller’s identity. (Always hang up and call bank back at the number on the back of your card.)
Know the best bank accounts in North Las Vegas have your back
Understanding the risks of identity theft is the first step in protecting your identity. Clark County Credit Union always has representatives standing by 24/7 to assist holders of the best bank accounts in North Las Vegas, CCCU, have your back. Contact CCCU, at 702-228-2228 to open an account today.