Clark County Credit Union (Las Vegas, NV)

Financial Spring Cleaning Tips from Clark County’s Best Credit Union

Spring cleaning is all about a fresh start – clearing out clutter and making repairs so you're ready for the season ahead. Much like your home, your finances need spring cleaning, too. Here are some tips from the best credit union in Clark County:

Refresh Your Tax Withholding
With this year’s tax season behind us, it's time to make sure you're set up for the best outcome next year. A large return may imply too much is being withheld from your paychecks. If you owed taxes this year, then you may need a bit more taken out. Review your tax withholding to make sure the appropriate amount is being withheld from your paychecks.

Spruce Up Insurance Policies
Review your insurance policies to make sure they're up-to-date. If you've recently paid off a vehicle, you may be able to reduce your coverage to save some cash. If you've made a major purchase or inherited valuable assets, your homeowner's or renter's policy should be updated so that those items are covered.

Freshen Up Credit Lines
Unpaid credit card balances mean spending more money in interest every month. Start by committing to paying off those balances. Many credit card companies also offer low- or no-interest rates for a fixed amount of time after opening a new account. Consider transferring your balances to a new card to save on interest and get those credit lines cleared even faster. However, you need to make sure the fee to transfer the balance won’t negate your savings.

Round Up Retirement Accounts If you've changed employers over the course of your career, you may have old 401(k) or IRA accounts that need attention. Diversifying your investments is good, but it's wise to keep them all under one roof. Consider consolidating your retirement accounts or combining them into a single IRA where you can manage them all together. 

Get Assistance from the Best Credit Union in Clark County

For more advice on how to proactively organize your finances, contact us at 702-228-2228. Our experts will help you set up a plan to meet your goals financial goals. They can also assist you in opening an account with the best credit union in Clark County.

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