Help! I Overspent on Christmas!
While many people prepare detailed shopping lists and budgets for their holiday shopping, it’s easy to throw caution to the wind and overdo it on spending for Christmas. Giving expensive gifts to your children and other loved ones may seem like it will make the holidays more special, but reality sets in when you’re faced with a high credit card bill in January. Whether you are opening a new Las Vegas checking account or need advice about managing your money, at Clark County Credit Union, we offer a variety of options that can help you pay off that credit card in a timely manner and get your finances back on track.
How to Leverage Your Las Vegas Checking Account to Eliminate Debt
Banzai Financial Counseling
Although it is tempting to make only the minimum payments on the credit card you used to pay for gifts, making minimum payments on credit cards significantly increases the total amount you pay for your debt and prolongs the length of time it takes to pay it off. Coming up with an extra $50 a month might seem impossible, but as you watch that credit card balance decrease, you’ll be glad you made the effort to pay a little extra. If you need help with managing your debt and other money matters, our partner, Banzai provides free access to financial education and resources that can help you with confidential, free financial counseling services to develop a sensible budget for managing your checking account to control spending and debt.
Refinancing Major Purchases
Refinancing major purchases, like your car or home, can also be a great way to reduce interest and free up money for other debt. Home, auto and other major purchase loans often feature low interest rates for those who qualify, and you’ll get the personalized attention you need and deserve from our experienced and knowledgeable financial services team.
To learn more about additional financial services we offer or to open a Las Vegas checking account, contact CCCU at 702-228-2228 today!