Clark County Credit Union (Las Vegas, NV)

Childcare Options That Won't Leave You Crying

When you're sorting out the family budget for the month, it can be necessary to reduce expenditures to make ends meet. One area where pinching pennies isn't a good idea is your child care provider. Below are a few ways you can make sure your children are in good hands without breaking the bank.

5 Affordable Childcare Options in Las Vegas

Choose the Best Childcare for Your Family With These Affordable Options
  1. Friends and Family
    When you leave your kids with someone you know and trust, you can breathe a sigh of relief knowing they are in good hands. Employing friends and family is likely to be less expensive and will bring you greater peace of mind. The key to making this work is to show them you value the service they are providing by being prompt with payments and sticking to the schedule, so they don't feel like you're taking advantage of the friendship.
  2. Low-Income Programs
    Check with your state, county or city government to see if there are specific programs or financing options for low-income families. Nonprofit organizations also provide affordable care, and the costs are often determined on a sliding scale based on your financial situation.
  3. In-Home Daycare
    Rather than looking into dedicated centers, try reaching out to your neighbors to see if any offer in-home childcare. Look for someone who is licensed to operate in your state, and be sure to ask for references. The rates for in-home care are often significantly lower than traditional daycare centers.
  4. Co-Ops
    You're not the only one who is struggling to find affordable, quality childcare. When you band together with others in your situation, you can help reduce costs for everyone. All parents can take turns watching the children, so everyone has equal free time.
  5. Organization-Sponsored Care
    From your employer to colleges to churches, many groups you belong to offer low-cost childcare or have programs to subsidize the costs for those who need it. Check in with the human resources department at your job or speak with the community outreach representatives at various organizations to see what you may qualify for.

Planning Ahead

Taking the proper financial steps will allow you to choose the best childcare option for your family without feeling strapped for cash. For a variety of resources to help you meet your financial goals, visit Banzai, and contact us at 702-228-2228 for additional information.

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