CCCU Auto Financing
You set out to buy a car in Las Vegas, and you took the high road to get there. You "traveled the road less haggled" by purchasing a pre-owned vehicle through Members Auto, where you found a wide selection of high quality vehicles at wholesale prices.
You're glowing about the exceptional deal you got, but now you have to finance your vehicle purchase. Where do you go from here? Where can you get a competitive loan rate and a choice of terms? Most important, whom can you trust to put the entire financing process in idle so you can ask questions, mull your options and be heard every step of the way?
All roads point to Clark County Credit Union.
Let the experts guide your way when you buy a car in Las Vegas
It might not have occurred to you to turn to a credit union for a car loan. But there are four compelling reasons to do so, say two industry experts: Mike Schenk, vice president of economics and statistics of the Credit Union National Association, and Credit Union Direct Lending spokesman Bill Meyer. These reasons include:
- You stand a much better chance of getting your loan approved, especially if you're a credit union member. If you have mediocre credit or had credit problems in the past, a credit union might be "more likely to listen to your story than a commercial bank," Schenk said. For only $50, you can open an account at Clark County Credit Union. It's simple and straightforward.
- Lower rates. You may shop interest rates at banks soon after you decide to buy a car. And like many people, you may have wondered whether you could afford to make the purchase. The loan experts at Clark County Credit Union know even a 1 percent rate difference can add up to significant savings over the life of a loan.
- Terms that suit your needs. Five-year car loans are most common, but this doesn't mean such a term will suit your needs. The last recession contributed to the average car loan extending to six years, Meyer said. "Typically, the rate of lending is very competitive compared to other lenders under most circumstances," he said. Clark County Credit Union is competitive in this regard, too.
- A distinctly comfortable and friendly approach. Call it low-key. Call it relaxed. At Clark County Credit Union, we call it our way of creating relationships, not just completing a transaction. Banks often offer a bonus or commission to people who close car loans, essentially placing them in the role of a sales person. Credit union employees work on behalf of – and in the best interests of – their members. The absence of these payments is part of the reason why credit unions can offer lower interest rates in the first place.
Whether you wish to buy a car in Las Vegas, open an IRA or learn about investment opportunities, Clark County Credit Union offers honest answers, wise advice and unparalleled service. Contact us today at 702-228-2228.