Advantages of Las Vegas Vehicle Financing Through a Credit Union
If you’re looking to buy a new or pre-owned vehicle, financing is a decision that’s as important as the type of vehicle you are buying. When looking for vehicle financing in Las Vegas turn to Clark County Credit Union for the following advantages:
Clark County Credit Union is a non-profit institution, so they can offer lower interest rates. A lower rate will not only let you save money by decreasing your monthly payment, it will also help you save a significant amount of money over the life of the loan.
Convenience and Customer Service
As a member of CCCU, you’ll be able to sit down with a Members Auto specialist who will help get you into your car in as little as an hour – including paperwork and financing! The experience is quick and hassle-free, and you can also handle any of your other credit union transactions at the same location. In addition to these conveniences, you’ll be treated as a valued member and will receive the highest level of customer service.
Shorter Loan Terms
In some cases, CCCU can offer shorter loan terms than those you’ll find at a commercial lender. Many vehicle loans last for five years, but a shorter loan can save you money long term. Alt-hough your monthly payment would be higher than it would be with a longer-term loan, the overall interest you pay will be less over the life of the loan. Your Members Auto specialist will help you determine the best loan to suit your needs.
As not-for-profit institutions, credit unions are better able to make decisions in the best interests of their members. The profit element is removed from their decisions, so they’re returning their earnings back to their members through better interest rates on loans as well as those offered for savings accounts and other financial products. It’s a no-pressure environment, and you’ll get the help and information you need to make the best possible decision.
Your credit history still matters when you’re talking about vehicle financing in Las Vegas, but you may find credit unions can be more flexible than commercial lenders. They’re more likely to take your needs and unique situation into account, and they may be able to make adjustments to offer a loan that suits you. Commercial lenders tend to take a more “one size fits all” approach.
Contact CCCU for Vehicle Financing in Las Vegas
If you’re interested in vehicle financing in Las Vegas contact Clark County Credit Union at 702-228-2228. We’ll help you get the right vehicle loan and on the road as quickly and hassle-free as possible.