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As a non-profit cooperative, our members are also owners. Members share in excess earnings in the form of low rates, additional products and services and an annual Bonus Dividend. The more you participate and use CCCU as your financial institution, the higher your Bonus Dividend can be. Generally, the larger your daily balance of both loans and deposits and the longer the account is open during the year, the larger the Bonus Dividend. On Bonus Dividend Day (in January) we deposit cash into the accounts of qualified members based on their average yearly loan and deposit balances during the prior year. * CCCU has a history of creating bonus dividends. Since 2001, CCCU has paid more than $75.7 million dollars to our members in annual dividend cash. January could become your new favorite month. Not yet a member? Click here to apply! |
| *Bonus Dividend Disclaimer: CCCU shares excess earnings with member/owners in the form of better rates, more free services, and bonus dividends. Bonus dividends, declared by the board of directors, total more than $75.7 million since 2001 although there is no annual guarantee. To receive the Bonus Dividend, members must be in good standing as of December 31 of the prior year.
Member in Good Standing: Every member is different, the Bonus Dividend is based on the daily average balance and longevity of your accounts. You must be a member in good standing with an open membership savings account on December 31 of the prior year. A member in good standing means: a) minimum of $50.00 balance in the membership savings account b) no loan delinquency exceeding 30 days past due c) no charge-off balances and d) no foreclosures. |
