Apply for a 2nd chance checking account in Las Vegas at CCCU!

CCCU Checking

3 Ways to avoid a monthly fee

  1. Direct Deposit – No monthly fee for checking if you have a minimum of $250 a month in automatic deposits - payroll, ACH transfers from another bank, PayPal, whatever. Or . . .
  2. ePlus Checking – Use only our electronic services for access and there is no monthly fee for checking. Requires eStatement agreement and no live teller or phone services. Or . . .
  3. Premier Checking – Maintain a minimum monthly total of $5000 or more in either deposits or in loans and avoid the monthly fee.

All CCCU checking accounts include free:

  • Debit card for all joint signers
  • Bill payer with CheckFree
  • Remote check deposit
  • Monthly eStatements
  • Free mobile banking (download our app)

 Some fees may apply to any checking account such as NSF or returned item penalties – see Fee Schedule.


CheckAgain® (2nd Chance Checking Accounts in Las Vegas)

Get a do-over with CCCU's CheckAgain® 2nd chance checking account. With the monthly $12 fee, you receive full teller and phone center access, free online and mobile banking, free Debit cards and free monthly eStatements. This account upgrades to a fee-free checking account after 12 months of approved activity when you meet one of the qualifications listed above. Other optional service fees may apply – see Fee Schedule.

Note:  All new CCCU membership checking accounts require a $50 deposit into a savings account that remains on deposit while your account is open, and a $50 minimum opening deposit for any checking account.

To learn more about our 2nd chance checking accounts in Las Vegas, call 702-228-2228 or stop by any of our branches.


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You can always call

(702) 228-2228


Outside Las Vegas:

(800) 748-6885 for more information.