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No Monthly Fee Checking

3 Ways to get a No Monthly fee checking account

  1. Direct Deposit – No monthly fee for checking if you have a minimum of $250 a month in automatic deposits - payroll, ACH transfers from another bank, PayPal, whatever. Or . . .
  2. ePlus Checking – Use only our electronic services for access and there is no monthly fee for checking. Requires eStatement agreement and no live teller or phone services. Or . . .
  3. Premier Checking – Maintain a minimum monthly total of $5000 or more in either deposits or in loans and avoid the monthly fee.

All CCCU checking accounts include free:

  • ATM or Debit card for all joint signers
  • Bill payer with CheckFree
  • Remote check deposit
  • Monthly eStatements
  • Free mobile banking (download our app)

 Other fees may apply to any checking account such as NSF or returned item penalties – see Fee Schedule.


CheckAgain® (2nd chance checking)

Get a do-over with CCCU's CheckAgain® checking account. With the monthly $12 fee, you receive full teller and phone center access, free online and mobile banking, free ATM and Debit cards and free monthly eStatements. This account upgrades to a fee-free checking account after 12 months of approved activity when you meet one of the qualifications listed above. Other optional service fees may apply – see Fee Schedule.

Note:  All new CCCU membership checking accounts require a $50 deposit into a savings account that remains on deposit while your account is open, and a $50 minimum opening deposit for any checking account.


Get Started


Sign Up Online

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You can always call

(702) 228-2228


Outside Las Vegas:

(800) 748-6885 for more information.