CCCU Blog

 

 

August 2018

5 Steps to Avoiding Identity Theft

Identity theft affected 16.7 million people in 2017, resulting in a loss of $16.8 billion. Individuals who have had their identities stolen know it takes countless hours and multiple phone calls to fully remedy the situation. Fortunately, there are some things you can do to help keep your identity safe from potential theft. Read More ...

 

How to Pay Off Medical Debt With a Savings Account

Even for those fortunate enough to have health insurance, it doesn’t necessarily cover all your costs. Depending on your policy (or if you don’t have insurance at all), large medical bills can make a real dent in your personal funds. Read More ...

 

July 2018

When to Discuss Creating a Joint Savings Account With Your Future Spouse

A poll conducted by American Express found that only 43 percent of couples had a discussion about their finances before getting married. Start your marriage off right by exploring your finances before you walk down the aisle. Read More ...

 

The Effects of Wedding Debt on a Marriage

The average cost of a wedding in the U.S. was $25,764 in 2017, according to costofwedding.com. All this spending might put a strain on your marriage, however. In one study Read More ...

 

Childcare Options That Won't Leave You Crying

When you're sorting out the family budget for the month, it can be necessary to reduce expenditures to make ends meet. One area where pinching pennies isn't a good idea is your child care provider. Below are a few ways you can make sure your children are in good hands without breaking the bank. Read More ...

 

5 Best Banks and Credit Unions in Las Vegas

If ever there were an award that deserves to be shared, it's this one: AdvisoryHQ has named Clark County Credit Union one of the top five credit unions and banks in the state of Nevada. Read More ...

 

Members Auto: Your One-Stop Buying Experience

If you’re like a lot of people, you dread the hassle of shopping for a new car. Clark County Credit Union’s Members Auto, our dealership/brokerage, is an all-in-one, stress-free alternative for purchasing your new car or pickup truck. We accept trade-ins, have a great selection of quality, previously owned vehicles and provide financing and other benefits like GAP coverage and an extended warranty. Read More ...

 

June 2018

Hassle-Free Car Buying with Vehicle Financing from Clark County Credit Union

Everyone loves that feeling of driving a new-to-you car, but the process of buying one isn’t nearly as exciting. We are making car buying easier than ever before, thanks to Members Auto, our dealership/brokerage. Our vehicle financing and buying service take the hassle out of purchasing your next vehicle. Read More ...

 

How to Compete for a House in a Seller's Market

If you're looking for a home in Las Vegas, you're joining the top real estate market in America, according to Realtor.com. You'll find a growing economy and affordable home prices with low mortgage interest rates. Read More ...

 

Summer Spending Tips

Summer is all about having fun and making memories. But, between weekend road trips, BBQs and dinners with friends, costs can add up quickly. To save you from this pitfall, take a look at these summer spending tips that will keep your wallet in check during the coming months: Read More ...

 

5 First-time Home Buying Mistakes to Avoid

Buying your first home is a very exciting and rewarding process, but it often comes with a few pitfalls that can catch even the most careful by surprise. At Clark County Credit Union, our team is here to help you avoid those pitfalls and properly prepare for the homebuying process, so you can get your front door key quickly, easily and at rates you can afford: Read More ...

 

5 Ways to Overcome Debt Stress

Stress and anxiety over debt is, unfortunately, very common. It can take a toll on your health, sleep and relationships. These five steps will help you reduce your debt and the accompanying stress: Read More ...

 

May 2018

The Basics of Social Security Retirement Benefits

Although most people understand Social Security benefits to be something you can receive when you retire, it is important to have a clear understanding how they work so you can begin planning for the future. The following is an overview: Read More ...

 

College Planning 101: Determining the Best College Payment Plan for You

The benefits of college are undeniable. According to EDsmart, college graduates earn more, enjoy more employment opportunities and are happier and healthier than those without college degrees. So, why wouldn't everyone go to college? The answer: Read More ...

 

Financial Spring Cleaning Tips from Clark County’s Best Credit Union

Spring cleaning is all about a fresh start – clearing out clutter and making repairs so you're ready for the season ahead. Much like your home, your finances need spring cleaning, too. Here are some tips: Read More ...

 

4 Ways to Build Your Credit

Your credit report is an important part of your financial health. If you’re trying to build your credit, there are some things you can do to boost your score. Here are four ways you can work to build your credit: Read More ...

 

8 Tips for a Financially Healthy Family

An important part of raising a happy, successful family is prudent financial management. Money problems and debt can cause unnecessary stress in any household, but by budgeting and planning effectively, you can avoid problems and set a great example for your children. Here are a few tips that can help your family become financially healthy: Read More ...

 

How to Pay Off Your Credit Card Debt Faster

Credit cards make it all too easy to accumulate debt. Purchases add up quickly, and high credit limits tempt you to overspend. The minimum payment lulls you into a false sense of security. Several thousand dollars of credit card debt doesn’t seem so bad when:  Read More ...

 

Plan for a Smooth Move: Don't Forget These Common Expenses

From packing materials and movers to down payments on utilities, moving to a new home can be expensive. If you're planning for a move, here are some common expenses to prepare yourself and ensure your moving day goes smoothly:  Read More ...

 

5 Tips to Teach Your Children About Smart Finances

How often do you talk to your kids about money? While many parents hesitate to discuss finances with their children, it is necessary to help them establish financial responsibility in the future. Here are five ways to teach your children about the importance of money management:  Read More ...

 

April 2018

How to Save for Retirement with a Personal Checking Account

Even if you have just entered the workforce, you don’t need a large income to start saving for retirement. In fact, at CCCU, the minimum opening balance and average daily balance needed to maintain an IRA account is only $100.00. Transferring as little as $20 a month from your personal checking account  Read More ...

 

How to Plan For and Purchase a Car With the Best Credit Union Car Loans in Las Vegas

You're ready to buy a car but don't know where to start. Before you begin your search, take a few preliminary steps to ensure you get the best deal on your dream car. Clark County Credit Union offers one of the best credit union car loans in Las Vegas, which makes it easier than ever  Read More ...

 

March 2018

8 Steps to Money Mastery

Many people don't realize the importance of saving money, nor do they consider taking proactive steps to grow their assets. While it may sound complicated, the truth is increased savings and assets can be achieved easily over a period of time. If you are willing to follow these 8 steps, you'll have your money mastered before you know it:  Read More ...

 

February 2018

Setting Your 2018 Financial Goals

Have you set your 2018 financial goals? To properly manage your money, it is good to have a plan in place. By starting your planning early, you also have a chance to open any accounts necessary to achieve your goals, such as secondary savings accounts or investment accounts.  Read More ...

 

Fitness for Your Body and Wallet: Shedding Pounds Without a Gym Membership

The New Year is here and many Americans are ready with a list of resolutions in-hand. One of the most popular New Year’s resolutions is to lose weight and get fit, but most people lose interest after a few weeks. While a gym membership may seem like a good way to keep you accountable, there are many other ways to get fit and lose weight on a budget.  Read More ...

 

Auto Financing for First-Time Buyers

If you are new to buying a car and looking for auto financing in Las Vegas, a credit union is a great place to start. As nonprofit, community-oriented lenders, credit unions are member-focused and provide personalized services that take your needs into account.  Read More ...

 

Why It Makes Sense to Purchase Your Next Vehicle from Members Auto

If it is time to purchase your next vehicle, take a trip to Clark County Credit Union's Members Auto dealership. Members Auto wants to make your next vehicle purchase a hassle-free experience. You do not have to be a member of CCCU in order to shop at Members Auto.  Read More ...

 

Clark County Credit Union Gives Back More Than $3 Million in Bonus Dividend Amounts

This year's annual Clark County Credit Union Dividend Day celebration resulted in members receiving more than $3 million dispersed into their accounts. In total, the bonus dividend amount came to $3,355,881.43. Each of the 44,000 members received at least $20 and many earned more than $500.  Read More ...

 

Tips to Pay Off Your Debt Through Your Las Vegas Checking Account

While many people prepare detailed shopping lists and budgets for their holiday shopping, it’s easy to throw caution to the wind and overdo it on spending for Christmas. Giving expensive gifts to your children and other loved ones may seem like it will make the holidays more special, but reality sets in when you’re faced with a high credit card bill in January.  Read More ...

 

It Costs How Much to Get Married?

Your wedding day is supposed to be one of the happiest days of your life, but should it be one of the most expensive? According to The Knot’s 2016 Real Weddings Study, the national average cost of a wedding is a whopping $35,329.  Read More ...

 

January 2018

How to Avoid Fees with the Best Checking Account in Las Vegas

Keep more of your hard-earned money by choosing the right type of checking account for your financial needs. When searching for a checking account in Las Vegas, it pays to do your research concerning the terms and fees associated with the account. You can avoid fees by opening a checking account at Clark County Credit Union.  Read More ...

 

Home Loans to Fit Your Situation

Whether you are a first-time buyer or a seasoned homeowner, shopping for a mortgage can be a daunting task. Credit unions offer several different types of home loans in Las Vegas, and educating yourself on how they work can help you make the right decision for your financial situation.  Read More ...

 

Don't Sleep on Your Savings: Avoiding Dormant Accounts

Many people open savings accounts with the best of intentions, but when you don't have a lot of extra cash to deposit it's easy to forget the account even exists. It's important not to let your Las Vegas savings account languish with a low balance and no deposits over a long period of time.  Read More ...

 

Make Budgeting Part of Your New Year

There is an excitement that comes with a brand new year: new beginnings, resolutions, making big plans and writing down dreams. This is the perfect time to set goals in every area of your life, including your finances.  Read More ...

 

December 2017

The Best Credit Union in North Las Vegas Celebrates Record High Memberships

While it doesn't happen often, it's happening at Clark County Credit Union. The best credit union in North Las Vegas closed out the summer with just more than 40,000 members and 50,000 accounts – the highest ever in its 65-year history.  Read More ...

 

Stuck in a Las Vegas Auto Loan? Let CCCU Help

It's grating to be stuck in traffic, stuck in line at the grocery store or stuck in an interminable line at a drive-up window. But these irritations hardly compare to feeling stuck in a Las Vegas auto loan that is no longer serving you well.  Read More ...

 

November 2017

How BALANCE and CCCU Can Help With Your Las Vegas Vehicle Financing

Most people can benefit from three trustworthy resources as they shop for a new or pre-owned vehicle: someone to offer financial advice, someone to offer a selection of vehicles and someone to extend a loan. Clark County Credit Union partners with BALANCE and Members Auto to simplify  Read More ...

 

BALANCE Your Holiday Spending

The BALANCE team at Clark County Credit Union stands ready to assist with planning your holiday budget. The team's money managers counsel people on a wide range of financial issues, from how to improve a credit score to how to save money for a down payment  Read More ...

 

October 2017

Using a Las Vegas Savings Account and 5 Other Tips to Reset Your Financial Goals for the Year

If life in 2017 has gotten in the way of your financial plans, use the remaining time to steer your financial plan back on track. Starting with a savings account in Las Vegas, these are a few tips that will help reset your financial goals for the year.  Read More ...

 

Using a Las Vegas HELOC for Fall Home Improvement and Maintenance Tasks

Fall is a great time to get started on the home improvement projects you've been putting off because of the Las Vegas summer heat. Using a HELOC in Las Vegas may be a good place to start when looking to finance your project. When adding value to your home, leveraging its equity can make financial sense in many situations.  Read More ...

 

Importance of Forming a Trust Through the Best Credit Unions in Henderson

Not many people like to think about estate planning, but having a solid plan can help ease both the financial and emotional burden on your loved ones. While you may think a will is enough to wrap up your affairs, trusts are also a vital part of estate planning. Holding a trust account at the best credit unions in Henderson can help to ensure your assets are distributed and managed to your wishes.  Read More ...

 

Budgeting for Your Childs' Sports Using a Las Vegas Savings Account

If your child is involved in sports, the benefits can be great, but the costs add up quickly. Fortunately, there are ways – including setting up a Las Vegas savings account – that can let your kids play the sports they enjoy without breaking the family budget.

Follow these tips to help you budget for your child’s extracurricular activities  Read More ...

 

September 2017

Steps to Take if You Were Denied a Loan and How a Las Vegas Credit Union can Help

Being denied for a loan can be painful. You picked out the perfect house or the car of your dreams, you thought you had all of your ducks in a row, but when the final decision was announced, you were left in the dust. Rest assured, this happens more than you may think; you're not alone. Plenty of situations factor into a creditor's decision to lend money, and you may have made a few mistakes along the way that cost you this loan  Read More ...

 

Balance; Your Guide to Financial Fitness with the Best Credit Union in Henderson

While there is no real secret to building wealth -- spend less than you earn and invest wisely -- is easier said than done. Life tends to make things a bit messy; and things can get even messier if you've never had anyone show you the ropes to financial success. Better budgeting and financial fitness, unfortunately, isn't something taught in schools Read More ...

 

Starting the Best Savings Account in Las Vegas to Teach Your Kids to Budget

They say, “the apple doesn't fall far from the tree,” so it's up to parents to decide how to steer their “branches” and teach their children about the role of money and the importance of budgeting. Read More ...

 

Advantages of Las Vegas Vehicle Financing Through a Credit Union

If you’re looking to buy a new or pre-owned vehicle, financing is a decision that’s as important as the type of vehicle you are buying. When looking for vehicle financing in Las Vegas turn to Clark County Credit Union for the following advantages: Read More ...

 

August 2017

I want to build a swimming pool. What is the best type of loan for a pool?

It’s the middle of the summer, and right about now that pool you have been considering seems like a great idea. It’s not too late to get started, especially if you've already been doing some research on what kind of pool you’d like. But have you done any research into the type of loan you’ll use? Many people pay for the construction of a pool with a HELOC or a fixed rate second mortgage. That way the payment can be spread out  Read More ...

 

Protecting Yourself from Identity Theft with the Best Bank Accounts in North
Las Vegas

You haven't left the state of Nevada, let alone the city limits of North Las Vegas, in nearly a year, so a phone call from Clark County Credit Union’s card security service comes as quite a jolt: “Are you currently in the state of Vermont – and have you just made a purchase for $693 at The Corner Country Store?”  Read More ...

 

Start Fresh with a CCCU Second Chance Mortgage in Las Vegas

It appears the worst is over – the foreclosure, short sale and bankruptcy crises that began in late 2005 and plunged millions of homeowners into a financial and emotional tailspin is now behind us. For many of these homeowners,  Read More ...

 

Budgeting for Back to School Using the Best Bank Accounts in North Las Vegas

The end of summer means the start of another school year. Instead of lounging poolside, it's time to line up carpools, fill out necessary paperwork, and get started on a back-to-school shopping list. Unfortunately, school shopping can be expensive. According to the National Retail Federation, on average, a family with school-aged children expects to spend Read More ...

 

July 2017

How the Best Credit Unions in North Las Vegas Can Protect You While Traveling this Summer

If you're like many Americans, you plan to take a vacation before Labor Day. Also, like most Americans, you're going to worry about how to keep your money safe while you're away from home. Read More ...

 

Banks vs The Best Credit Union in Las Vegas

A woman recently accompanied her fiancé to Clark County Credit Union and listened quietly as he discussed getting a car loan with a loan officer. The process – so straightforward, so casual and so friendly – caused her to remark at the end of the consultation, “This place doesn't feel like a bank at all.” Read More ...

 

Avoid Fraud with the Best Checking Account in Las Vegas

You may have received an email from a phony-sounding company offering to “rescue” your computer from a catastrophic breakdown. All you have to do is send money “without delay.” The FBI classifies this practice as malware and it's a form of fraud. You may know that uneasy, feeling in your gut when someone is watching over your shoulder as you swipe your credit or debit card and punch in your PIN number. The U.S. Department of Justice calls this practice “shoulder surfing,” and it's a potential form of fraud. Read More ...

 

How to Save for a Wedding with the Best Savings Account in Las Vegas

Did you know the average cost of a wedding is over $25,000? Of course, here in Vegas, everyone has the option of doing a quick and inexpensive wedding at one of the many wedding chapels. But, that is not the dream wedding most people have in mind. Saving for a wedding is easier when you have the best savings account Las Vegas has to offer, especially when you create a separate account just for wedding expenses. Read More ...

 

June 2017

How an Automatic Savings Account in Las Vegas Can Work for You

The research team at GOBankingRates was "startled" in 2015, when it found 62 percent of 5,000 adults surveyed said they had less than $1,000 in savings. With an improving economy, the team expected better results in 2016 when it added another 2,000 people to the research pool. But the results were worse: 69 percent of the respondents said they had less than $1,000 saved. Even more surprising: in 2015, 28 percent of the adults said they had no savings at all; in 2016, the percentage climbed to 34 percent. Read More ...

 

Top 5 Saving Tips for Millennials Using the Best Savings Account in North Las Vegas

As a millennial, you probably know you're being studied, scrutinized and analyzed about what you eat, drink and purchase and how you think, reason and behave. Millennials are affecting how companies do business, recruit and advertise. Read More ...

 

How to Balance Friends and Finances with the Best Bank Accounts in North Las Vegas

Many adults have at least one friend who has "money problems," which often manifests in five distinct behaviors that, left unchecked, can strain and ultimately doom a friendship. Read More ...

 

Advantages of Choosing CCCU as Your Auto Finance in North Las Vegas

When you purchase a new or used vehicle and finance the cost, you're stuck with whatever loan you are able to get in the moment, right? Wrong! We can help you with the best auto finance in North Las Vegas. When you refinance with CCCU, here is what you can expect: Read More ...

 

How the Best Credit Union in Las Vegas has Tools to Help You

Not all credit unions pay dividends like Clark County Credit Union. Not all credit unions offer a tool that shows its members how to easily calculate their dividend, like Clark County Credit Union. Read More ...

 

Top Household Renovations and How a HELOC in Henderson Can Help

You've got a home improvement project on your mind, so it's only appropriate you drill down. But your tool of choice isn't a power drill; it's a set of statistics. Read More ...

 

How to Fix Budget Drains for the Best Savings Account in North Las Vegas

If only the solution were as simple as a plug for your sink. When you lodge the plug properly in a sink, it prevents water from draining out so you can soak dishes as long as you like. Then again, plugging “budget drains” can be nearly as simple, provided you're armed with the correct “budget drain stopper”. Read More ...

 

May 2017

Questions to Ask Yourself When Preparing to Sell Your Home and Start a New Home Loan in Las Vegas

The housing market is booming once again with millions of existing homes bought and sold every year. While each of these transactions is unique, just about every owner listing their home shares the following goal, Read More ...

 

Tips and Advice for Debt Settlement and How Second Chance Checking in Las Vegas Can Help

Debt happens to many people. Life has its moments, bills keep coming, and before you know it, you're drowning in bills and invoices far above anything you could ever keep up with. Read More ...

 

5 Ways to Benefit from a HELOC in Las Vegas

You already know there's no such thing as "free money," but a home equity line of credit in Las Vegas just might be the next best thing if you're facing some ongoing expenses. Read More ...

 

April 2017

Is Mobile Banking Safe with a Bank Account in Las Vegas?

When opening a bank account in Las Vegas, customers want to know their information and money is safe. This includes mobile banking. Mobile banking is increasingly becoming the way bank, and credit union customers can manage their accounts, as it offers convenience and an alternative to visiting a regular branch location. But is it right for you? Read More ...

 

How Trustworthy Car Financing in Las Vegas can Improve Your Car Buying Experience for Your Child’s First Car

Buying your child's first car can seem like an intimidating experience--but it doesn't have to be. Choosing a trustworthy car dealership who will understand your needs while helping you stick to your budget will make all the difference. When looking for the best... Read More ...

 

March 2017

The Ins and Outs of Buying a Used Car from a Private Owner with Las Vegas Vehicle Financing

Are you ready to buy a used car, but can’t decide whether to visit a dealer or buy from a private party? Each approach has pros and cons that you should consider before making a purchase. Here are the major differences, to help guide your decision. Read More ...

 

How to Use Your Tax Refund with the Best Savings Accounts in Henderson

We've all reacted with surprise when we've heard what lottery winners say they will do with their money. It's even more surprising to learn, just a few years later, how some of these multi-million dollar lottery winners report being flat broke – often a result of unbridled spending... Read More ...

 

Tips to Manage Your Finances in the Digital Age

CONSIDER THIS: Technology is drastically impacting how consumers manage their finances and their time, and service delivery options are morphing right along with consumer preferences... Read More ...

 

How Contributing to Your IRA Before April 17th Can

Never forget, it pays to save. This is particularly true with a savings account in North Las Vegas and when it comes to contributing to an IRA. With a traditional or Roth IRA contribution you get to enjoy a number of special tax benefits and give your money a chance to grow and mature... Read More ...

 

Should I Hold Off Borrowing Money for a New Car?

Thinking of getting a new (or new-to-you) car? This might be the last time to get in on the exceptional interest rates that have marked our economy for the past few years... Read More ...

 

February 2017

Why Get the Best Checking Account in Henderson after Getting a Raise

If you recently received a pay raise, you've also earned a self-congratulatory pat on the back. Take the advice of the financial counselors at Clark County Credit Union: Reward yourself in some manner, albeit in moderation. Then make that raise pay long-term dividends by making five practical moves, the first of them being, opening the best checking account in Henderson... Read More ...

 

Is 84-Month Car Financing in North Las Vegas a Good Idea?

A car can be an expensive purchase many consumers need to finance. Car loans have become longer over the years, growing from an average of less than 36 months in the early 1970s to 67 months today, according to Consumer Reports. Loans are now available for 84 months, and although the idea of lower monthly payments spread out over a longer period of time may sound appealing, Clark County Credit Union (CCCU) doesn't recommend them... Read More ...

 

Pros and Cons of Skipping Payments with Your Auto Finance in North Las Vegas

When it comes to buying a new or used car, you have a lot of things to consider. On the lot, you are focused on features and colors that fit your personality and lifestyle needs. When it comes time to sign on the dotted line, however, there are many things to consider. After all, cars are a costly investment, and you'll want to make sure you take the time to understand all of the fine print before you put the keys in the ignition so you don't find yourself upside down when the deal is done... Read More ...

 

Budgeting on a Seasonal Income Using a Savings Account in Henderson

When you have seasonal income, budgeting for the entire year is of the utmost importance. After all, for a portion of the year, you'll have no income coming in. That being said, if you plan accordingly, budget appropriately and make good choices, such as opening a savings account in Henderson, you won't have to stress about it... Read More ...

 

January 2017

The Best Credit Union in Las Vegas Discusses Aftershock

If there's one thing we know about cyber criminals, it’s that they are persistent. When security experts and users catch up to one approach, another is soon to follow. Part of being the best credit union Las Vegas residents have grown to trust means staying ahead of the attacks. The latest worry for security experts is "aftershock" password attacks, and this type of data breach could be on the rise in the New Year... Read More ...

 

Best Credit Union in Las Vegas Announces New Website

At Clark County Credit Union, we believe your online banking experience should be an easy and enjoyable one. That's why we're excited to announce the launch of our new and improved website. Now one of the best credit unions in Las Vegas is even better... Read More ...

 

Financial Resolutions to Keep All Year Long with Second Chance Banking in Las Vegas

Lose weight, exercise more, and join a gym are three of the most popular New Year’s resolutions. There’s no denying they’re all good goals for your personal health, but what about your financial well-being? Financial resolutions are some of the toughest to... Read More ...

 

How to Achieve Financial Balance as a Couple with a Joint Checking Account in Henderson

Nothing wreaks havoc on a committed relationship like financial issues, whether it be debt, not saving enough, or arguing how much to contribute to the monthly bills. That being said, it is possible to achieve financial balance as a couple when you open a new checking account in Henderson... Read More ...

 

Why Join the Best Credit Union in North Las Vegas

Banking is about more than just numbers. It’s about making it convenient for you to access your money when you need it and helping you make wise financial decisions that benefit you. Clark County Credit Union excels at both of these, which is why it’s the best credit union in North Las Vegas... Read More ...

 

December 2016

Should You Refinance Your Mortgage With Home Loans in North Las Vegas?

With home loans in North Las Vegas near record low rates, you may wonder if it’s a good time to refinance your mortgage. Depending on your situation, refinancing could allow you to save a great deal of money throughout the term of your mortgage, but it’s not right for everyone. The following are things to consider when deciding whether to refinance... Read More ...

 

Why to Avoid Dormant Savings Accounts in Las Vegas

Savings accounts are meant to be a place for people to deposit funds they don’t need in the immediate future. Over time, the accounts collect interest -- and the money in them can easily be withdrawn whenever needed. It’s important to not forget about these accounts, though, or else you may lose the interest and convenience that savings accounts in Las Vegas provide. Read More ...

 

Financial Goals to Aim for By Age 30

If you're like many people, you feel like financial planning is for those who have a lot of wealth or a wealth of life experience. In reality, you don't have to be rich or be in your 50s to put together a financial plan; you can start by opening a new checking account in Henderson. In fact, the sooner you get your financial affairs in order, the sooner you can start building personal wealth. That means starting in your 20s. Here's a look at five financial goals to aim for by the time you turn 30... Read More ...

 

Add up the Benefits of Joining CCCU

You'll need to ensure more than the addition key is working on your calculator when you add up the benefits of joining CCCU. You'll need to ensure the multiplication key is functioning, too. Don't blame this necessity on “new math” or even old math. It's simply reality at CCCU. Our mission: work harder so your money can work smarter. We offer many benefits, including: great rates, great service, and a piece of the annual bonus dividend.* Read More ...

 

November 2016

Benefits of a Chip Card through the Best Credit Union in North Las Vegas

You've likely seen, or at least heard of the latest technology of chip cards. These debit and credit cards have an embedded computer chip in them and are a shift in technology from the traditional magnetic strip cards in which we have become accustomed. The best credit union in North Las Vegas, Clark County Credit Union, is excited to announce they now offer chip cards. Make note of the following benefits of using a credit card with a chip, rather than just a magnetic strip. Read More ...

 

How the Best Savings Account in Las Vegas Can Help Build Personal Wealth While Paying Back Debt

For many Americans, getting ahead financially can often feel a bit out of reach. According to Pew Charitable Trusts, an organization that examines debt throughout generations, as much as 8 in 10 Americans hold some type of debt, with another study estimating nearly 40% of Americans carry a chunk of their debt on credit cards.Read More ...

 

Buying or Renting a Home

Those who are able to choose between continuing to rent and making their first move to home ownership should consider themselves to be in an enviable position. Too many people have to rent due to a lack of steady employment, poor credit, or unstable finances. They are unable to make that solid American investment that can appreciate in value over time and provide significant tax benefits along the way. While there is certainly a case to be made for renting, particularly for early 20-somethings first venturing out into the world, there are some pretty strong points in favor of purchasing property. Especially, given Clark County Credit Union's rates for home loans in Las Vegas.Read More ...

 

Are you Cheating Your Finances?

It might be harsh to call them lies, but at the least, they're rationalizations: those comforting "little stories" we tell ourselves to justify why we don't save money with the same regularity and fervor that we spend it. Your financial counselors at Clark County Credit Union have not only heard all these rationalizations, but we understand them, too. While they all contain some stream of logic, they ultimately undermine your financial security and peace of mind.Read More ...

 

October 2016

Ditch the Store Credit Card and Join the Best Credit Union in Las Vegas

"Do you want to save ten percent today and sign up for our store’s credit card?" You’ve probably heard some variation of that offer nearly everywhere you shop. From grocery stores to boutiques, more places are offering store credit cards and even if you don’t have one yet, you may be wondering whether it’s a smart financial move for you. Before you sign up for the next offer at check out, consider the pros and cons of store credit cards and whether a credit card through the best credit union in Las Vegas may be a better choice. Read More ...

 

The Benefits of Getting a Commercial Loan in Las Vegas Through a Credit Union

Starting a new company is an exciting time for business owners, but there are plenty of hurdles to overcome, especially with financing. Financing does not have to be difficult if you know where to look, but it often pays to start small before setting your sights on large investors. Rather than turning to a big bank for business financing, owners have the option of applying for a commercial loan in Las Vegas with a credit union like Clark County Credit Union (CCCU). Read More ...

 

September 2016

Top 3 Reasons A Credit Union is Better than a Bank

Sure, banks and credit unions are both financial organizations where you can handle your banking business, but there are plenty of differences between these two types of organizations. Read More ...

 

The Value of CCCU’s Savings Account in Henderson

Regardless of whether your child is 3 or 13, financial experts agree: as soon as a child is old enough to request something that costs money, he or she is old enough to open a savings account. Clark County Credit Union makes opening a savings account in Henderson as simple as can be – enabling parents to begin imparting lessons about money, savings and fiscal responsibility. Read More ...

 

CCCU’s Vehicle Financing in Las Vegas

If you're shopping for a car, whether it's brand new or pre-owned, you've probably figured out there are tons of financing options. Although you have plenty of plans before you, there are elements essential to your loan, which may not be available at all financial institutions. Read More ...

 

Saving Money with CCCU

It's been said adults find it most difficult to lose weight and save money. You can flip a coin on that choice or look at it this way: you can count calories, downsize your portions, eliminate certain foods and still take days or weeks to lose weight. But when you make a concerted effort to save money, you start saving as soon as you “pass go” and become a member of Clark County Credit Union. Read More ...

 

CCCU’s First-Time Car Buyer Program in Henderson

Buying a new car is exciting, from selecting the make, model, color to the features you want in a car. It can also provoke anxiety as you figure out your finances and make arrangements for a loan. However, Clark County Credit Union has a first-time car buyer program in Henderson, which makes the experience of securing a loan and purchasing your car easy and stress free. Read More ...

 

August 2016

2nd Chance Mortgage Loans from CCCU

The CCCU team believes people who have suffered the trauma of a foreclosure, short sale or mortgage loan refusal should not be "marked" for life, and unable to achieve their dream of home ownership. They deserve a do-over – 2nd chance mortgage loan through CCCU. Read More ...

 

CCCU’s Visa Credit Card

It's a safe bet your thrifty grandparents – mindful of saving money, not spending it – didn't own a credit card. But then, that was before Clark County Credit Union offered a Visa credit card with in myriad ways. Read More ...

 

Vehicle Financing in Las Vegas With CCCU

Whether you have driven your old car into the ground or are looking to upgrade your current vehicle, buying a new car usually requires some kind of financing. Read More ...

 

CCCU Auto Financing

You set out to buy a car in Las Vegas, and you took the high road to get there. You "traveled the road less haggled" by purchasing a pre-owned vehicle through Members Auto, where you found a wide selection of high quality vehicles at wholesale prices. Read More ...

 

July 2016

What is a HELOC and Why Might it Make Sense for Me

When you need ongoing access to money for ongoing expenses, a home equity line of credit – commonly referred to as a HELOC, or a loan against the equity in your home – might be the solution.
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SBA Lending in Las Vegas through CCCU

As a business owner, you may be in need of a helping hand in terms of finances to acquire an asset or to expand operations. That’s why CCCU is proud to offer SBA lending in Las Vegas.
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ClickSwitch Makes It Easy To Set-Up A Checking Account In Henderson and Las Vegas

Have you heard of ClickSwitch? It's yet another feature offered by Clark County Credit Union that underscores our commitment to making every move that follows opening a new checking account in Henderson an absolute cinch.
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What is Personal Net Worth and How is it Calculated?

Your personal net worth is the combination of your assets (everything you own) and your liabilities (everything you owe). This can be a positive or negative number, and it’s a good reflection of where you stand financially at any given time.
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June 2016

Learn About ATM Skimming and How to Protect Yourself

Fraudsters keep coming up with new ways to access information and funds. It is important you remain aware of schemes in order to protect yourself. At CCCU, we take our members’ banking security very seriously. We’ve outlined one of the latest scams so you can know what to watch for.
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3 Reasons to Shop Members Auto for Your Used Car in Las Vegas

There are plenty of used cars for sale in Las Vegas, so how do you know where to go to ensure you get a great deal and a reliable vehicle? Traditional car lots can feel intimidating, and may leave you with a sinking feeling that you’re being taken advantage of.
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May 2016

3 Tips When Getting a New Car Loan in Las Vegas

Buying a new car is exciting, but it’s important to look beyond the car itself to consider how you’ll finance it. The loan can impact your finances for years to come, so it’s important to get the best possible terms.
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April 2016

What is a First Time Home Buyer Program and What Are the Advantages

The process of buying your first home can be overwhelming. With all the information to gather and so many costs quickly adding up, it can be difficult to keep things in order and stay on top of paperwork. However, if you're a first time home buyer in Las Vegas, there are programs to help you.
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5 Questions to Ask when Refinancing Your Auto Loan

A car can be a major expense, especially if you pay a higher rate than what the market is offering these days. If you're concerned about the amount of money you're spending on your vehicle every month, consider options to help you refinance your auto loan in Las Vegas.
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January 2016

The Bonus Dividend

CCCU did it again! Over $3 million was paid to our member/owners on January 22, 2016. $3,081,000.53 to be exact.
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