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February 2019Clark County Credit Union Gives Members a Piece of a $3.5 Million-Dollar PieClark County Credit Union (CCCU) is known for its attractive interest rates, variety products, multiple resources, and attentive service. When CCCU has a profitable year, we pass the wealth on to each of our members by issuing Read More ...
January 20195 Reasons to Think Twice Before Co-signing Credit Union Loans with Your KidsUsing credit union loans for traditional large purchases, such as homes and vehicles, is a great way for young adults to build credit history. The catch is it's sometimes difficult to obtain that first loan without a track record of successful payments. Read More ...
5 Ways to Increase the Value of Your Home and HowKeeping your home in good shape often results in getting a higher asking price when it comes time to sell. A home equity loan may be a good option to pay for any improvements you’d like to make. Read More ...
Budget Tips for Retirees: How a Savings Account Can Make Car Buying a BreezeIf you’re a retiree or nearing retirement, it’s important to think about how you’ll budget for major purchases like a new vehicle. Setting money aside in a savings account each month can add up quickly and provide the funds you need for a down payment on a new or used car. Read More ...
December 2018Helping Your Kids Understand a Financial Crisis and When to Take Out a Credit Union LoanFinancial struggles affect most people at some time in their lives and can take a toll on the whole family. You may want to protect your children from your financial worries, but open communication can actually help them feel more secure even in tough times. Read More ...
4 Quick Ways to Build an Emergency Fund and How to Choose the Best Savings AccountUnexpected events happen to everyone. The best savings account is one used as an emergency fund, established to help you avoid going into debt and give you peace of mind. Surprise expenses like medical bills, home repairs, car repairs, and more can have a significant impact on your financial security. Read More ...
Should You Use a Home Equity Loan for House Repairs and Improvements?If you are in need of funds for performing house repairs and general improvements, consider the home equity loan option. This type of credit, often called a HELOC, will allow you to borrow money with the equity in your property as the collateral. Read More ...
What Is the Best Checking Account to Help You Reduce Holiday Spending?The Christmas season is upon us, and holiday shopping is in full swing. With so many people on your holiday gift list, it is easy to overspend during this time. Before you hit the mall, consider researching the best checking account options for your needs, then put a few tips into practice to help you stay on track financially. Read More ...
November 2018Enjoy Date Night Without Having to Dip Into Your Savings AccountDate night is a great time to connect and have fun with your partner, but the cost of going out can add up and put a strain on your wallet. These five affordable date night ideas are a blast and won’t put a dent in your savings account: Read More ...
Pros and Cons of Considering an Early Retirement OfferFor most people, getting out of the 9 to 5 grind early is a dream come true. Of course, early retirement offers should be given careful consideration before accepting. If an offer has been made to you, here is a list of pros and cons to help you make the right decision. Read More ...
Why Having a Winter Wedding Puts Less Strain on Your New Checking AccountBudget conscious couples - Forget the tradition of spring or summer weddings and consider a wedding later in the year to save money. There are a lot of advantages to planning a winter wedding but the main one is that a winter wedding will put a lot less burden on the new checking account you and your spouse create to fund your new lives together. Read More ...
What Insurance Do You Actually Need?These days, it’s difficult to watch TV, listen to the radio or browse the internet without hearing or seeing an advertisement for an insurance company. While each of these companies may be selling a different type of insurance, they have one notable thing in common Read More ...
Tips for Creating a Livable Budget and Deciding on the Best Savings Account for YouCreating and living within a budget is not an easy thing to do. In fact, 60% of American families live without a monthly working budget. There are certain steps you can take to develop a working budget to help you cut down on unnecessary spending Read More ...
Say Goodbye to Impulse Buying, and Put Money into Your Savings Account With These TipsFrom the candy bar strategically placed in the check-out line to the shoes with a sale price too good to pass up, retailers know how to entice us to buy things we don’t really need. Read More ...
Take Advantage of the Hottest Housing Market With Home Equity LoansLas Vegas is much more than a tourist destination. It has just been ranked as the number one place to buy or sell a home in the United States. Our housing market is red hot right now Read More ...
Is It Better to Sign a Lease or Get a Traditional Home Mortgage?Throughout the years, home ownership has been part of the American dream. While the financial turmoil of the late '00s put a traditional home mortgage out of reach for many, the real estate market has since stabilized, and buying a home is a more attainable goal. Read More ...
October 2018Is Auto Loan Refinancing Right for You? 3 Details to ConsiderIf you have concerns that the interest rate for your current auto loan is too high, or find that your current auto payment is too expensive, refinancing your vehicle loan is a smart option to consider. Auto loan refinancing is an easy, straightforward process that usually only takes a few days. Read More ...
September 2018Building Up Your Savings Account: Financial Savvy Tips for College Students$1.5 trillion is the amount of money owed by current and former college students who financed their post-secondary educations. These people collectively owe more than the combined total of everyone who has a credit card. Read More ...
3 Steps to Choosing the Best Mortgage LoanIf you’re thinking of buying a home, choosing the right type of mortgage loan is vital. There are quite a few different options out there, and Clark County Credit Union can help you find the one that’s right for you. Read More ...
Who Would You Want Controlling Your Money?When trying to decide where to put your money, there are several things to take into account (pun intended). One of the first decisions to make is whether to choose a bank or a credit union. The number and size of your accounts, the amount of online banking you do, locations, customer service and interest rates, are all things to consider when choosing a financial institution. Read More ...
How to Budget for School Supplies and Ease the Burden on Your Checking AccountSchool may have already started, but the need to buy supplies is ongoing and can put a strain on your checking account. Read More ...
August 2018How Long Will My Used Car Have Value?When it is time to replace your current vehicle, one of the decisions you have to make is whether you want to purchase a brand-new vehicle or a used one. Read on to learn some of the top arguments for purchasing a used vehicle and a few guidelines for deciding when to update your current car. Read More ...
The Basics of Credit - What to Know Before You Take Out a Credit Union LoanPeople borrow money from their credit union for a variety of reasons. Taking out a credit union loan is an easy way to fund purchases you could not afford otherwise. However, it’s important to understand the basics of credit before you go into debt. Read More ...
5 Steps to Avoiding Identity TheftIdentity theft affected 16.7 million people in 2017, resulting in a loss of $16.8 billion. Individuals who have had their identities stolen know it takes countless hours and multiple phone calls to fully remedy the situation. Fortunately, there are some things you can do to help keep your identity safe from potential theft. Read More ...
How to Pay Off Medical Debt With a Savings AccountEven for those fortunate enough to have health insurance, it doesn’t necessarily cover all your costs. Depending on your policy (or if you don’t have insurance at all), large medical bills can make a real dent in your personal funds. Read More ...
July 2018When to Discuss Creating a Joint Savings Account With Your Future SpouseA poll conducted by American Express found that only 43 percent of couples had a discussion about their finances before getting married. Start your marriage off right by exploring your finances before you walk down the aisle. Read More ...
The Effects of Wedding Debt on a MarriageThe average cost of a wedding in the U.S. was $25,764 in 2017, according to costofwedding.com. All this spending might put a strain on your marriage, however. In one study Read More ...
Childcare Options That Won't Leave You CryingWhen you're sorting out the family budget for the month, it can be necessary to reduce expenditures to make ends meet. One area where pinching pennies isn't a good idea is your child care provider. Below are a few ways you can make sure your children are in good hands without breaking the bank. Read More ...
5 Best Banks and Credit Unions in Las VegasIf ever there were an award that deserves to be shared, it's this one: AdvisoryHQ has named Clark County Credit Union one of the top five credit unions and banks in the state of Nevada. Read More ...
Members Auto: Your One-Stop Buying ExperienceIf you’re like a lot of people, you dread the hassle of shopping for a new car. Clark County Credit Union’s Members Auto, our dealership/brokerage, is an all-in-one, stress-free alternative for purchasing your new car or pickup truck. We accept trade-ins, have a great selection of quality, previously owned vehicles and provide financing and other benefits like GAP coverage and an extended warranty. Read More ...
June 2018Hassle-Free Car Buying with Vehicle Financing from Clark County Credit UnionEveryone loves that feeling of driving a new-to-you car, but the process of buying one isn’t nearly as exciting. We are making car buying easier than ever before, thanks to Members Auto, our dealership/brokerage. Our vehicle financing and buying service take the hassle out of purchasing your next vehicle. Read More ...
How to Compete for a House in a Seller's MarketIf you're looking for a home in Las Vegas, you're joining the top real estate market in America, according to Realtor.com. You'll find a growing economy and affordable home prices with low mortgage interest rates. Read More ...
Summer Spending TipsSummer is all about having fun and making memories. But, between weekend road trips, BBQs and dinners with friends, costs can add up quickly. To save you from this pitfall, take a look at these summer spending tips that will keep your wallet in check during the coming months: Read More ...
5 First-time Home Buying Mistakes to AvoidBuying your first home is a very exciting and rewarding process, but it often comes with a few pitfalls that can catch even the most careful by surprise. At Clark County Credit Union, our team is here to help you avoid those pitfalls and properly prepare for the homebuying process, so you can get your front door key quickly, easily and at rates you can afford: Read More ...
5 Ways to Overcome Debt StressStress and anxiety over debt is, unfortunately, very common. It can take a toll on your health, sleep and relationships. These five steps will help you reduce your debt and the accompanying stress: Read More ...
May 2018The Basics of Social Security Retirement BenefitsAlthough most people understand Social Security benefits to be something you can receive when you retire, it is important to have a clear understanding how they work so you can begin planning for the future. The following is an overview: Read More ...
College Planning 101: Determining the Best College Payment Plan for YouThe benefits of college are undeniable. According to EDsmart, college graduates earn more, enjoy more employment opportunities and are happier and healthier than those without college degrees. So, why wouldn't everyone go to college? The answer: Read More ...
Financial Spring Cleaning Tips from Clark County’s Best Credit UnionSpring cleaning is all about a fresh start – clearing out clutter and making repairs so you're ready for the season ahead. Much like your home, your finances need spring cleaning, too. Here are some tips: Read More ...
4 Ways to Build Your CreditYour credit report is an important part of your financial health. If you’re trying to build your credit, there are some things you can do to boost your score. Here are four ways you can work to build your credit: Read More ...
8 Tips for a Financially Healthy FamilyAn important part of raising a happy, successful family is prudent financial management. Money problems and debt can cause unnecessary stress in any household, but by budgeting and planning effectively, you can avoid problems and set a great example for your children. Here are a few tips that can help your family become financially healthy: Read More ...
How to Pay Off Your Credit Card Debt FasterCredit cards make it all too easy to accumulate debt. Purchases add up quickly, and high credit limits tempt you to overspend. The minimum payment lulls you into a false sense of security. Several thousand dollars of credit card debt doesn’t seem so bad when: Read More ...
Plan for a Smooth Move: Don't Forget These Common ExpensesFrom packing materials and movers to down payments on utilities, moving to a new home can be expensive. If you're planning for a move, here are some common expenses to prepare yourself and ensure your moving day goes smoothly: Read More ...
5 Tips to Teach Your Children About Smart FinancesHow often do you talk to your kids about money? While many parents hesitate to discuss finances with their children, it is necessary to help them establish financial responsibility in the future. Here are five ways to teach your children about the importance of money management: Read More ...
April 2018How to Save for Retirement with a Personal Checking AccountEven if you have just entered the workforce, you don’t need a large income to start saving for retirement. In fact, at CCCU, the minimum opening balance and average daily balance needed to maintain an IRA account is only $100.00. Transferring as little as $20 a month from your personal checking account Read More ...
How to Plan For and Purchase a Car With the Best Credit Union Car Loans in Las VegasYou're ready to buy a car but don't know where to start. Before you begin your search, take a few preliminary steps to ensure you get the best deal on your dream car. Clark County Credit Union offers one of the best credit union car loans in Las Vegas, which makes it easier than ever Read More ...
March 20188 Steps to Money MasteryMany people don't realize the importance of saving money, nor do they consider taking proactive steps to grow their assets. While it may sound complicated, the truth is increased savings and assets can be achieved easily over a period of time. If you are willing to follow these 8 steps, you'll have your money mastered before you know it: Read More ...
February 2018Setting Your 2018 Financial GoalsHave you set your 2018 financial goals? To properly manage your money, it is good to have a plan in place. By starting your planning early, you also have a chance to open any accounts necessary to achieve your goals, such as secondary savings accounts or investment accounts. Read More ...
Fitness for Your Body and Wallet: Shedding Pounds Without a Gym MembershipThe New Year is here and many Americans are ready with a list of resolutions in-hand. One of the most popular New Year’s resolutions is to lose weight and get fit, but most people lose interest after a few weeks. While a gym membership may seem like a good way to keep you accountable, there are many other ways to get fit and lose weight on a budget. Read More ...
Auto Financing for First-Time BuyersIf you are new to buying a car and looking for auto financing in Las Vegas, a credit union is a great place to start. As nonprofit, community-oriented lenders, credit unions are member-focused and provide personalized services that take your needs into account. Read More ...
Why It Makes Sense to Purchase Your Next Vehicle from Members AutoIf it is time to purchase your next vehicle, take a trip to Clark County Credit Union's Members Auto dealership. Members Auto wants to make your next vehicle purchase a hassle-free experience. You do not have to be a member of CCCU in order to shop at Members Auto. Read More ...
Clark County Credit Union Gives Back More Than $3 Million in Bonus Dividend AmountsThis year's annual Clark County Credit Union Dividend Day celebration resulted in members receiving more than $3 million dispersed into their accounts. In total, the bonus dividend amount came to $3,355,881.43. Each of the 44,000 members received at least $20 and many earned more than $500. Read More ...
Tips to Pay Off Your Debt Through Your Las Vegas Checking AccountWhile many people prepare detailed shopping lists and budgets for their holiday shopping, it’s easy to throw caution to the wind and overdo it on spending for Christmas. Giving expensive gifts to your children and other loved ones may seem like it will make the holidays more special, but reality sets in when you’re faced with a high credit card bill in January. Read More ...
It Costs How Much to Get Married?Your wedding day is supposed to be one of the happiest days of your life, but should it be one of the most expensive? According to The Knot’s 2016 Real Weddings Study, the national average cost of a wedding is a whopping $35,329. Read More ...
January 2018How to Avoid Fees with the Best Checking Account in Las VegasKeep more of your hard-earned money by choosing the right type of checking account for your financial needs. When searching for a checking account in Las Vegas, it pays to do your research concerning the terms and fees associated with the account. You can avoid fees by opening a checking account at Clark County Credit Union. Read More ...
Home Loans to Fit Your SituationWhether you are a first-time buyer or a seasoned homeowner, shopping for a mortgage can be a daunting task. Credit unions offer several different types of home loans in Las Vegas, and educating yourself on how they work can help you make the right decision for your financial situation. Read More ...
Don't Sleep on Your Savings: Avoiding Dormant AccountsMany people open savings accounts with the best of intentions, but when you don't have a lot of extra cash to deposit it's easy to forget the account even exists. It's important not to let your Las Vegas savings account languish with a low balance and no deposits over a long period of time. Read More ...
Make Budgeting Part of Your New YearThere is an excitement that comes with a brand new year: new beginnings, resolutions, making big plans and writing down dreams. This is the perfect time to set goals in every area of your life, including your finances. Read More ...
December 2017The Best Credit Union in North Las Vegas Celebrates Record High MembershipsWhile it doesn't happen often, it's happening at Clark County Credit Union. The best credit union in North Las Vegas closed out the summer with just more than 40,000 members and 50,000 accounts – the highest ever in its 65-year history. Read More ...
Stuck in a Las Vegas Auto Loan? Let CCCU HelpIt's grating to be stuck in traffic, stuck in line at the grocery store or stuck in an interminable line at a drive-up window. But these irritations hardly compare to feeling stuck in a Las Vegas auto loan that is no longer serving you well. Read More ...
November 2017How BALANCE and CCCU Can Help With Your Las Vegas Vehicle FinancingMost people can benefit from three trustworthy resources as they shop for a new or pre-owned vehicle: someone to offer financial advice, someone to offer a selection of vehicles and someone to extend a loan. Clark County Credit Union partners with BALANCE and Members Auto to simplify Read More ...
BALANCE Your Holiday SpendingThe BALANCE team at Clark County Credit Union stands ready to assist with planning your holiday budget. The team's money managers counsel people on a wide range of financial issues, from how to improve a credit score to how to save money for a down payment Read More ...
October 2017Using a Las Vegas Savings Account and 5 Other Tips to Reset Your Financial Goals for the YearIf life in 2017 has gotten in the way of your financial plans, use the remaining time to steer your financial plan back on track. Starting with a savings account in Las Vegas, these are a few tips that will help reset your financial goals for the year. Read More ...
Using a Las Vegas HELOC for Fall Home Improvement and Maintenance TasksFall is a great time to get started on the home improvement projects you've been putting off because of the Las Vegas summer heat. Using a HELOC in Las Vegas may be a good place to start when looking to finance your project. When adding value to your home, leveraging its equity can make financial sense in many situations. Read More ...
Importance of Forming a Trust Through the Best Credit Unions in HendersonNot many people like to think about estate planning, but having a solid plan can help ease both the financial and emotional burden on your loved ones. While you may think a will is enough to wrap up your affairs, trusts are also a vital part of estate planning. Holding a trust account at the best credit unions in Henderson can help to ensure your assets are distributed and managed to your wishes. Read More ...
Budgeting for Your Childs' Sports Using a Las Vegas Savings AccountIf your child is involved in sports, the benefits can be great, but the costs add up quickly. Fortunately, there are ways – including setting up a Las Vegas savings account – that can let your kids play the sports they enjoy without breaking the family budget.
September 2017Steps to Take if You Were Denied a Loan and How a Las Vegas Credit Union can HelpBeing denied for a loan can be painful. You picked out the perfect house or the car of your dreams, you thought you had all of your ducks in a row, but when the final decision was announced, you were left in the dust. Rest assured, this happens more than you may think; you're not alone. Plenty of situations factor into a creditor's decision to lend money, and you may have made a few mistakes along the way that cost you this loan Read More ...
Balance; Your Guide to Financial Fitness with the Best Credit Union in HendersonWhile there is no real secret to building wealth -- spend less than you earn and invest wisely -- is easier said than done. Life tends to make things a bit messy; and things can get even messier if you've never had anyone show you the ropes to financial success. Better budgeting and financial fitness, unfortunately, isn't something taught in schools Read More ...
Starting the Best Savings Account in Las Vegas to Teach Your Kids to BudgetThey say, “the apple doesn't fall far from the tree,” so it's up to parents to decide how to steer their “branches” and teach their children about the role of money and the importance of budgeting. Read More ...
Advantages of Las Vegas Vehicle Financing Through a Credit UnionIf you’re looking to buy a new or pre-owned vehicle, financing is a decision that’s as important as the type of vehicle you are buying. When looking for vehicle financing in Las Vegas turn to Clark County Credit Union for the following advantages: Read More ...
August 2017I want to build a swimming pool. What is the best type of loan for a pool?It’s the middle of the summer, and right about now that pool you have been considering seems like a great idea. It’s not too late to get started, especially if you've already been doing some research on what kind of pool you’d like. But have you done any research into the type of loan you’ll use? Many people pay for the construction of a pool with a HELOC or a fixed rate second mortgage. That way the payment can be spread out Read More ...
Protecting Yourself from Identity Theft with the Best Bank Accounts in North
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