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December 2020Is Your Credit Impacted by Frequently Checking Your Score?When you are getting a mortgage, lenders will check your score more than once. When you are making a major effort to improve your credit, you will want to check your progress frequently. So, is your credit impacted by frequently checking your score? Read More ... November 2020Common Mistakes First-time Car Buyers Should Avoid MakingShopping for your first car is an exhilarating experience. In the excitement, there are some common mistakes first-time car buyers tend to make. Buying a car may be your largest purchase, second only to your housing expense. So,choosing a vehicle and an auto loan are major buying decisions you need to make to your best advantage. Read More ... Avoiding Identity Theft Scams with Our Las Vegas Credit UnionWe are currently living in unprecedented times. We are living through a pandemic, social upheaval and large-scale protests and social justice movements across the country. With all that taken into account, scammers are now working harder than ever to steal your identity and take advantage of these already tumultuous times. Our Las Vegas Credit Union is working to stop scammers and keep your identity safe. Read More ... 5 Effective Ways to Save During the HolidaysIn 2019, the average person spent $942 on holiday gifts. This figure doesn't include other costs of holiday cheer, like additional food expenses, decor and entertaining necessities. Don't let holiday expenses leave you starting the new year in debt or with an empty credit union account; instead, formulate a plan to save money this holiday season with these helpful tips. Read More ... Clark County Credit Union Is Spreading Holiday Joy with Happy Bonus DaysClark County Credit Union wants to help you have a bright holiday and get a little extra help to celebrate this year. During our Happy Bonus Days on December 7-11, the credit union will be giving back to five lucky members and five deserving charities. Read More ... How Online Banking Simplifies Money ManagementOnline banking services are available to credit union members for their checking and savings accounts. At CCCU, the security of our members’ personal information is a top priority, that’s why we’ve implemented safety measures to ensure your finances are always protected. Read More ... Why More Small Businesses Depend on Credit Unions for Commercial LoansSmall businesses need access to affordable credit to have the capital they need to expand their operations, pay their day to day bills, and cover unexpected operating expenses. As conventional banks leave a void that limits small businesses' access to commercial credit, credit unions are becoming an increasingly important provider of commercial loans and other business banking products. Here's what you need to know about the rising role of credit unions in commercial lending and the options available at CCCU. Read More ... October 2020If You’ve Fallen Behind on Your Credit Union Loan, Here’s what to DoNo one takes out a credit union loan with the intention of falling behind on their payments. Unfortunately, it's common for people to miss one or more of their loan payments. If you're behind on one or more of your loans, here are a few steps you need to take to get caught up and minimize the impact on your finances: Read More ... Reasons to Check Your Monthly Credit Card Statement from Your Las Vegas Credit UnionAn astonishing 77 percent of Americans report they're distressed about their financial situation. If you're in this category, you might be tempted to chuck your credit card statements into the trash unopened. However, it's important to spend a little time each month looking over your statement for the following reasons. Read More ... 7 Questions to Ask Before Committing to Auto RefinancingLooking for ways to reduce your monthly expenses? Feel like your car loan's interest rate is too high? Consider refinancing your car loan! When you refinance your vehicle loan, you take out a new loan to pay off your existing loan. Before you refinance your current loan, here are a few things to consider in order to determine whether or not an auto refinance is right for your financial needs. Read More ... How to Take Control of Your CreditConcerned your credit needs some work? Now is a fantastic time to take control of your credit and ensure the accuracy of your credit history. Here are a few things you can do to take back your credit. Read More ... September 2020Your Guide to Detect & Prevent Child Identity TheftAs a parent, you want to give your child the best financial start you can in life. Unfortunately, children are one of the most common targets for identity thieves. Here's what you need to know about detecting and preventing childhood identity theft. Read More ... Banzai Is Your One-stop Shop for Financial ResourcesDo you have financial questions, but aren't sure where to turn for answers? Check out Banzai, CCCU's financial resource center. CCCU wants to make sure its members have the resources they need to make informed financial decisions. Read More ... August 2020Banking Best Practices for Members of Clark County Credit UnionYour CCCU account is one of your most valuable tools for managing your finances, paying your bills and tracking your expenditures. Here are a few banking best practices to follow to keep your accounts safe and secure. Read More ... Savings Account Benefits to Help You Build & Maintain an Emergency FundWhen life hits you with unexpected expenses, an emergency fund ensures you're financially prepared. Below are a few tips to follow to help you build and maintain your emergency fund. Understanding the top savings account benefits will also help you select the right bank account to house your savings. Read More ... Should You Use a Loan to Consolidate Your Debt with Low Credit Union Rates?When you get behind on paying your bills, it’s tempting to consider debt consolidation as a way to get your finances back under control. It can be a great solution for some people. For others, it provides near-term relief, but could mean paying more in total interest over the long term. Read More ... 4 Tips for Recession-proofing Your Finances with a Las Vegas Credit UnionThe COVID-19 pandemic blindsided most Americans. Those who have already taken steps to shore up their finances are likely to weather the economic downturn just fine. However, this pandemic has had a huge financial impact on many. Fortunately, it's not too late to start taking steps to recession-proof your life. When you join our Las Vegas credit union, our experts will help you take these financial steps. Read More ... 5 Back to School Budgeting Tips from CCCUThe upcoming school year will begin like no other and CCCU wants to help by providing helpful information for people’s finances. That’s why CCCU wants to give the top tips for back to school shopping. According to nonprofit Junior Achievement, last year 60% of parents said that it was challenging to afford back to school supplies. This shopping season we want to get you prepared with the top five tips to help your finances this shopping season. Read More ... 4 Tips for Restoring Financial Wellness Post COVID-19As businesses begin to reopen, the country is struggling to find a new normal. Many people experienced a financial hit due to the COVID-19 crisis. Layoffs and furloughs were widespread, while shortages drove up the prices for groceries and household goods. The balances in retirement accounts plummeted while credit card balances soared. Read More ... July 20203 Tips for Selling Your Home During the COVID-19 PandemicIf you’d planned on selling your home in 2020, it might feel as if the coronavirus outbreak has derailed those plans. Though selling your home during a pandemic poses some unique challenges, it is possible to find a Las Vegas homebuyer for your property. Here’s what you need to know about selling your home during the COVID-19 crisis. Read More ... You've Been Furloughed? Do These Things Today to Protect Your Financial FutureThere are few things worse than not knowing where your next paycheck will come from. If you've been furloughed due to the COVID-19 pandemic, you're not alone. The Economic Policy Institute estimates nearly 11% of the workforce is out of work with no reasonable chance of getting called back to work. Read More ... Tips for a Safe Car-buying Experience During the COVID-19 PandemicHere's everything you need to know so you can have a safe and pleasant car buying experience. Read More ... 5 Benefits of Used Car Shopping with a MABS Auto BrokerThe car buying process can be daunting. Not only do you have to secure funding, but you need to research a vehicle that will meet your needs and negotiate pricing. This can be very time consuming. A recent study found that the average person takes 14 hours to buy a car! Using an auto broker can significantly reduce the time spent shopping. Here are five reasons to consider using an auto broker for your next used car purchase: Read More ... 3 Precautions to Follow When Taking Advantage of Free Trial OffersA free trial sounds like an excellent way to try a mobile app, software, product or paid program without having to pay upfront. However, it's important to understand the terms and conditions of the offer before clicking that sign-up button. Otherwise, you may find yourself paying for a product or service you won't use or have not budgeted for. Keep these tips in mind when utilizing a free trial offer. Read More ...
June 2020Tips to Help College Students Build CreditAttending college offers young adults the opportunity to not only increase their academic knowledge, but also build a strong foundation of practical knowledge they’ll use as they grow into adults. At Clark County Credit Union, we believe college students are perfectly positioned to develop responsible financial habits that will help them achieve their future goals. Read More ...
How Our Las Vegas Credit Union Is Assisting During COVID-19The COVID-19 pandemic has brought confusion and uncertainty in most sectors of the economy. Businesses are facing slow sales, with some facing the threat of closing down. Due to the ongoing lockdown, many people can’t go to work. If you’re seeking financial relief, our Las Vegas Credit Union is here to help. Read More ...
Clark County Credit Union’s Personal Finance Projects to Do While in QuarantineThe quarantines brought about by COVID-19 have left many people home with extra time on their hands. One way to utilize this extra time that will have long-term benefits is to get your personal finances in order. At Clark County Credit Union, we’ve compiled a list of a few projects that will help you both now and in the future. Read More ...
May 2020When Is It a Good Idea to Refinance Your Auto Loan?When you refinance your auto loan, it can lead to loan terms more suitable for your situation, and there’s no minimum amount of time you must wait before applying for a new auto loan. So long as you have the necessary documentation and meet the requirements of a new loan, you’re welcome to refinance. Read More ...
Online Banking FAQWhether you’re overseeing your company’s finances or trying to keep a close eye on your personal budget, you need access to your accounts around the clock. Online banking allows you to manage your finances in the palm of your hand. Instead of being inconvenienced by limited hours and long lines at a financial institution, you can instantly and effortlessly access your account information and make transactions online. Read More ...
How to Use a Credit Union for Your Business AccountCredit unions provide a wide array of financial services to businesses, and they have several advantages over traditional banks. Whether you want to reinvest in your business, update technology and equipment, invest in your employees, or otherwise further develop the business, a credit union can likely help you. Here’s how to use a credit union’s business account services for the betterment of your business. Read More ...
April 2020Set Up Account Alerts to Keep Your Credit Union Assets SafeClark County Credit Union will continue to keep you informed and provide ways to protect your assets and information, especially during this time of increased fraud attempts due to COVID-19. Here are some things to do to keep your assets safe. Read More ...
The Pros and Cons of Buying a Previous Rental CarMost of us have experienced the car buying experience, and many of us have heard a lot of stories about purchasing a vehicle that was previously a rental. The most common response is that rental cars are abused regularly, and a bad investment. But is this information accurate? Here are the pros and cons of buying a previous rental car. Read More ...
March 2020What Can I Do to Protect My Accounts from Fraud?During times of uncertainty, your safety and your account security is Clark County Credit Union’s top priority. As we encourage our members to stay safe, we want to remind you that we provide a variety of free tools within CCCU Online Banking and our Mobile app to help avoid unnecessary exposure to fraud. Read More ... Your Well Being Is Our Primary ConcernTo our Member/Owners: With the uncertainty surrounding the virus, we want to reassure you that CCCU is proactively taking the necessary steps to protect our members, employees, and community as much as possible. Read More ... Coronavirus Scams to Watch Out ForFraudsters of all stripes are taking advantage of the coronavirus scare, and some of their scams are a direct threat to banks and their customers. Read More ... Important Things to Know About Coronavirus & How to Protect YourselfAlthough Nevada currently has a limited number of confirmed cases of the SARS-CoV-2 virus, also known as COVID-19 and the coronavirus, Clark County Credit Union is proactively taking steps to protect our members, employees and clients as much as possible. Read More ...
Budgeting Tips from Clark County Credit Union to Help You Plan for Large ExpensesWhen it comes to planning a budget, many people immediately envision a savings account that will help them purchase a car, put a down payment on a home or afford a wedding. Planning and budgeting are wise steps to take for any large expenses you may face. This includes home repairs, annual taxes, emergency nest eggs, and even something as simple as upgrading to the latest television or computer. Read More ...
Determining When It's Time to Buy a Home and How to Get a Credit Union Mortgage LoanAre you feeling like now is the right time to stop renting and purchase your own home? Knowing when it’s the right time to buy a home is different for every individual, couple and family. For most people, they usually believe the time is right when they desire more space, convenient commutes and areas that cater to their changing lifestyles. Read More ...
Clark County Credit Union Tips for Smart Credit Card Usage when Traveling AbroadWhether you’re getting ready for your first trip across the ocean or embarking on a journey to fill the last page of your passport, it’s important to pay attention to how you use your credit and debit cards and how often. Here is a quick guide with some smart card usage tips from Clark County Credit Union for those traveling abroad. Read More ...
February 2020When to Refinance Your LoanLet’s face it — even the most financially responsible people need to take out loans at some point in their lives. Whether it’s to secure a dream home, pay for medical bills, finance a vehicle, or simply help overcome a financial hurdle, millions of individuals take out loans each year. Read More ...
Better Business Bureau Warns About Cell Phone Porting ScamsDid you know that with a few easy steps someone could steal your phone number and phone service? The Better Business Bureau first warned consumers of cell phone porting scams two years ago, but it appears the problem is getting worse. According to a CBC article, a farm family in Sasketchewan lost hundreds of thousands of dollars when a cell phone was stolen and their business bank account was emptied. This scam is another way for scammers to steal your hard-earned money, and even your identity. The scariest part is that this type of scam, called porting or port-out scamming, is that it can help scammers get past added security measures on personal and financial accounts and logins. Read More ...
Added Savings Protection with ASI InsuranceCredit unions are non-profit organizations that operate on the philosophy of people helping people. Unlike banks, which are publicly owned by shareholders, credit unions are member-owned full-service financial institutions whose product and services often surpass those of traditional banks. One area where this can be the case is with deposit insurance. Read More ...
$3.6 Million Dollars Deposited Back to CCCU MembersClark County Credit Union (CCCU) recently pumped more than $3.6 million back into its members’ accounts as a bonus dividend for 2019. This is the sixth year in a row since the recession recovery that CCCU members have received the bonus distribution. Read More ...
Does Credit Score Affect a Buyer’s Ability to Purchase a Car?Are you worried about whether your credit score will affect your ability to purchase a car? We understand. The good news is a less-than-perfect credit score probably won’t disqualify you from getting a car loan, but it can affect the terms and interest rate on the amount you borrow. Read More ...
January 2020The Incredible Benefits of Getting Pre-approved for an Auto LoanIf you’re thinking of buying a new vehicle, you’ve no doubt considered various financing options. Getting pre-approved is a stress-free way of realizing your dream. It makes shopping for a car a more comfortable and more fulfilling process. Read More ...
How Does a Credit Union Differ from a Bank?Where you choose to save your money has a substantial impact on your financial future. At Clark County Credit Union, we know there are plenty of financial institutions to choose from and perhaps your first big decision is to decide whether you should select a traditional bank or a credit union. Here are a few of the most notable differences between these two financial institutions: Read More ...
December 2019Credit Union Tips to Keep Your Financial Information Safe While Holiday ShoppingThe holidays are fast approaching, which means that many of us will be gearing up for some serious shopping. Fortunately, the days of suffering through retail congestion in the store are a thing of the past because a lot of holiday sales happen online. But beware! Cyber-Scrooges are looking for ways to scam holiday shoppers with various tricks and deception to get your money. Read More ...
CCCU’s Debt Protection Program Makes It the Best Credit Union for Many IndividualsFor many Americans, debt is normal. From school loans to mortgages, it’s not uncommon for many men and women to at least have one or two monthly payments associated with a larger sum of money. Unfortunately, there are many instances in which an individual is trapped in debt, paying off a vehicle they no longer own. Read More ...
10 Reasons to Join a Credit UnionWhether you’re opening your first savings account or looking to move away from your current financial institution, Clark County Credit Union is ready to serve you. With eight locations throughout Las Vegas, we make growing your finances convenient for all of your needs. If you don’t know much about credit unions, we believe there are a few important facts you should know. Here are ten reasons why our customers love CCCU: Read More ...
November 2019How to Protect Your Assets If You Pass AwayAfter spending years obtaining assets and wealth, the next step you should focus on is how to protect your property. Proper estate planning makes it easier for you to keep your assets secure even after you pass away. Read More ...
How to Get Pre-Approved for a Credit Union Auto LoanIf you are looking to purchase a new vehicle, there are many decisions you’ll have to make. Cost – and how you’ll pay for the vehicle – is the biggest factor to consider. Many auto loan lenders can evaluate your financial status to determine if you qualify for a loan (and the amount). In fact, seeking pre-approval for a credit union auto loan before you begin car shopping is an excellent idea. Pre-approval allows you to know how much you can borrow/spend, and you can even negotiate for a better rate with auto dealerships. Read More ...
Essential Checking Account Features for Busy FamiliesDoes it seem like your family is busy nearly every moment of the day? If you’re like most parents, you hardly get a chance to sit down and take a breath until long after the sun has set. The last thing you need to worry about is whether or not your bank is preventing you from tending to your finances conveniently and affordably. If you don’t have some essential checking account features for busy families, you may be banking with the wrong institution. Read More ...
October 2019Common Questions About Investing and Credit Union BenefitsTo get the most from your money, you need to be an informed investor. When evaluating credit union benefits, look for a credit union that helps you develop a better understanding of your finances. A credit union that offers ample resources, such as an investment center, will assist you with learning how to better manage your money. Investing is a confusing part of money management for many individuals; here are a few of the most common questions investment experts receive. Read More ...
September 2019Budget Check-in: Our Best Credit Union Tips to Keep You on Track with Your Financial GoalsWith 2019 more than halfway over and the holidays right around the corner, now is the time to see how you're doing with your annual financial goals. There's still time to adjust your budget or finances if you find you're falling short of meeting your goals for 2019. If you need help, CCCU could be the best credit union to help you get your financial planning right. Read More ...
Introducing… Banzai!Banzai, an award-winning financial literacy program designed to teach individuals what real-world finance is really like, is now available through Clark County Credit Union! What is Banzai? We’re glad you asked. Read More ...
Conserve More Gas with These Simple TipsLet’s face it — of all the weekly purchases we make, buying gas for our vehicles is certainly one of the toughest. We fill up our tanks, and before we know it, we’re running on empty again. To help you maximize the fuel economy of your vehicle, here is a list of quick tips for saving on gas: Read More ...
How to Join a Las Vegas Credit UnionThere are approximately 104 million members in the nearly 5,700 credit unions in business in the U.S., and they continue to add members at a record-setting pace. From more personalized service to better interest rates, if you’re thinking a Las Vegas credit union might be the right choice for you, here’s what you need to know before signing up: Read More ...
How Getting a Credit Union Car Loan Through CCCU WorksNeed a new or used vehicle? With so many dealerships out there, you may be wondering how you can land the perfect deal. We know what drivers are looking for in vehicle financing: low rates, flexible repayment terms and quick decisions to help with planning. That is why Clark County Credit Union is your best option for obtaining a credit union car loan. Read More ...
A Pre-approved Credit Union Car Loan Makes Car-buying EasyWalking into a car dealership opens the door for the salesman to make his sales pitch. More than likely, he will try to show you something you may not want because it's “close to your price range.” Instead of going into the dealership without a game plan, get pre-approved for your auto loan before you even start looking for the car of your dreams. Read More ...
August 2019Savings Account Benefits Go Beyond Securing Emergency FundsSetting aside a portion of income is the best way to be financially secure. No one knows what will happen in the future as emergencies or unexpected events may occur anytime. The sad news is, about 65 percent of Americans don’t have a savings account, which causes them to face huge financial challenges in retirement. Here are the 5 major savings account benefits: Read More ...
Increase Your Chances of Success When Applying for a Credit Union Business LoanNow and then, business owners need to take out loans to boost capital or add new equipment or technology. A credit union loan is a great way to help you get ahead. However, many small business owners’ loan applications get rejected because they don't meet the requirements. Other small enterprises take loans at high interest rates, which cripple the business in the long run. There are a few essential things that business owners can do to ensure successful application and approval of a small business loan: Read More ...
July 2019Car Refinancing in Las Vegas and How It Affects Your CreditJust because you signed a loan agreement for a specific amount and interest rate, that doesn't mean you need to be stuck with this interest rate for the duration of your loan. You may improve your credit score over the years and car loan rates may decline. Should you find a substantially better interest rate, you may want to consider refinancing. Here is how refinancing your auto loan impacts your credit score. Read More ...
Prevent Yourself from Becoming a Victim of Phishing Scams with These TipsThere's no shortage to the kind of ways people try to steal information from you online. Commonly, scams come in the form of strange emails asking for your social security number, birth date or account information. Here are a few helpful tips, tricks and suggestions for how to stay ahead of the scammers. Read More ...
Forbes Names CCCU the Best Las Vegas Credit UnionAt Clark County Credit Union, we are excited to have been recently named the best credit union in Nevada by Forbes in their second annual Best in State awards. Our Las Vegas credit union is 1 of only 182 credit unions across the country that qualified for this prestigious designation. These credit unions account for only 3.1% of U.S. financial institutions. Read More ...
Save for the Holidays with a Christmas Club Account from CCCUThe cost of holiday gifts add up quickly and can easily strain your budget. Thankfully, there is a way to reduce holiday stress, so you can enjoy the season with your family and friends. Clark County Credit Union offers a simple solution – opening a Christmas Club account. Read More ...
Repairing vs Replacing Your Car - What to Know Before Making Your DecisionYour car needs repairs due to a mechanical failure or an accident. When the mechanic gives you an estimate for the work, there is that moment of sticker shock when you wonder, “How could it cost so much to fix it? And is it even worth paying that much to repair this car?” It might seem like you would be better off selling your car and purchasing a new one. But, how can you tell when to repair and when to replace? Read More ...
Why More Businesses Should Consider Commercial LoansSmall businesses are the backbone of the economy. They make up 99 percent of companies in the U.S. and create the majority of new private-sector jobs. However, without adequate funds, small businesses will stagnate (or close) and brilliant new ideas will never make it into the market. That is where securing commercial loans can help. Read More ...
June 20195 Items for Your Summer Financial Bucket ListSummer is the time to have fun and check things off your bucket list. But, along with new things to do and places to see, have you also made plans to meet your financial goals? Here are five things you should mark off your financial bucket list this summer. Read More ...
Travel Savings Tips for the Summer (Savings Tips for your Summer Vacation)Summer is the perfect time to get out and travel. With kids no longer in school and vacation days burning a hole in your pocket, now is the time to pack up the family and head out for a great summer adventure. Of course, vacations can quickly become costly. So, what exactly can you do to help cut down on expenses along the way? Here are a few tips and tricks for saving money during your next trip. Read More ...
How to Handle Finances After College Dorm LifeMoving out of the dorms and into your own slice of reality is an exciting time. Whether you're doing it right out of college or you're still attending school, making the move out of the dorm brings with it new freedoms and challenges. Few college students fully understand finances and the importance of budgeting. Take advantage of this cheat sheet to better understand how to prepare and handle finances once you're out on your own. Read More ...
May 2019Best Practices for Distributing an Allowance to Your ChildGiving your child an allowance should be more than just paying him or her a small salary for being your child. It is an earned income – a reward for their ability to perform tasks around the house. However, it can do so much more than teach a child the possibility of a monetary reward for work. It can also open up a world of understanding saving and budgeting. While it is up to you to determine how much and for what an allowance is distributed, here are a few suggested best practices to consider. Read More ...
5 Tips to Make Home-buying a Breeze This SummerSummertime is one of the busiest seasons for buying and selling homes. People take advantage of favorable weather conditions, and curb appeal is much more attractive when the grass is green and flowers are in full bloom. Read More ...
Why Do Home Prices Fluctuate?It doesn't matter if this is your first time shopping for homes or your fifth, you've probably noticed home prices tend to shift from year to year, even if no improvements have been made to the home itself. There are several variables at play when it comes to your home value, and it’s a good idea to understand what causes home prices to fluctuate. This way, you can be prepared when looking for a new property and even when you apply for a mortgage loan through Clark County Credit Union. Read More ...
Why You Should Focus on the Total Cost of a Car Instead of the Monthly PaymentsWhen buying a car, it can be tempting to focus on the monthly payments. After all, that is what you will have to fit into your budget each month. Focusing on those monthly payments instead of paying attention to the total cost of the car can be a mistake. You need to focus on the total price before even considering the monthly payments when buying a vehicle. Read More ...
What Americans Should Know About Digital WalletsDigital wallets are systems that store payment information virtually so users can easily make purchases online. With apps like Venmo, Apple Pay, Android Pay, Google Wallet, and more, digital wallets are rapidly increasing in popularity, particularly among Millennials. However, there is still a large percentage of society that has reservations about storing their account information online. Read More ...
Sports TV Viewings – Do Millennials Like Sports?Nielsen data has shown a decrease in viewings of live sporting events by Millennials. Does this mean Millennials just aren’t as interested in sports as previous generations? No, the love of sports is something people of all ages enjoy. What has changed is how Millennials watch sports. Read More ...
Getting an Auto Loan in Las Vegas with Not-So-Great CreditIf you’re thinking about buying a car, you may be wondering if finding an auto loan in Las Vegas is possible with not-so-great credit. Although poor credit can limit your financing options, credit unions often work with consumers to find solutions and help them secure financing. These car-buying tips can help you find the right financing available for you without breaking the bank: Read More ...
Why You Should Open a Savings Account for Pet Expenses Well Before Getting a DogDogs bring lots of energy, fun and love to our lives. But, while getting a dog is an exciting thought, don’t be so blinded by excitement that you neglect to count the actual cost. Owning a dog is expensive and requires a lot of work. If you’re considering getting a pet, make sure you not only have sufficient funds to cover the expenses, but you are also willing to make the time and put in the effort to train and take care of them. Read More ...
Healthy Financial Habits to Get Into This SpringSpring signifies a fresh start. While many are focused on spring-cleaning their homes or starting new fitness regimens, it’s easy to overlook finances. Evaluating your financial health allows you to identify where you overspend and correct bad habits. Here are a few financial spring-cleaning tips to get you on the right track. Read More ...
Home Selling Tips and Finding the Right Mortgage Loan to Suit Your NeedsThe housing market is still on an upswing, so if you’re thinking of selling your home, now might be a good time to do it. Both selling and buying a home at the same time can be daunting. One way to cut down on stress is to have your credit union assist you with getting pre-approved for a mortgage loan. These tips can also make selling your home a more productive and pleasant process: Read More ...
CCCU Honors Southern Nevada Nurses During 6th Annual CelebrationClark County Credit Union has worked with regional medical professionals for years. Nurses often work behind the scenes without the recognition of a doctor, and yet, they are very much the lifeblood of the entire medical community. In order to help show the community's appreciation, CCCU is honoring both local nurses and nursing students during its Sixth Annual National Nurse's Week Celebration. Read More ...
April 2019Smart Auto Financing: How to Get Out of a Bad Car LoanFeeling trapped by your auto financing contract is a terrible feeling. Many people believe nothing can be done once the contract is signed. Thankfully, there are several things you can use to help alleviate your problem and get back on track after struggling with a bad car loan. Read More ...
Tips for Safe Mobile Banking Through Clark County Credit UnionTechnology has made banking more convenient than ever, but there are those who hesitate to use mobile banking due to security and safety concerns. Clark County Credit Union offers safe, secure mobile banking services that allow you to use a computer, cell phone or tablet to access your accounts 24/7. Read More ...
The 4 Benefits You Get by Signing Up for E-statements from Our Credit UnionYour monthly bank or credit union statement provides a wealth of information about your finances. This important document can help you get a better idea of how you are spending your money. It also gives you the opportunity to check for unauthorized transactions. Instead of waiting to get a paper statement mailed to you each month, you now have the option to receive it instantly online. Here are the 4 main benefits you will enjoy by switching to online statements, or e-statements. Read More ...
Set Yourself Up for Tax Filing Success With These Prep TipsThe last day to file your personal taxes is quickly approaching! Everyone is racing to get their taxes done so they can enjoy their (potential) refund. If you want to make sure the process goes as smoothly as possible, there are a few steps you can take to make sure you get your taxes done right the first time. Read More ...
March 2019Benefits of CheckFree™ Bill PayerLet’s face it, writing a check and mailing it to pay bills takes a lot of time and effort, and it’s easy to end up with late payments if you forget when something is due. CheckFree™ Bill Payer from Clark County Credit Union allows you to log on to your computer or mobile device and pay all your bills in just a few minutes.: Read More ...
February 2019Tips for Successfully Filing Your TaxesTax season is here once again. While many people dread this time of year, you don’t have to. Filing your taxes doesn’t have to be a hassle. These tips and tricks will help ensure filing your taxes goes smoothly this year: Read More ...
4 Reasons You Shouldn’t Procrastinate on Filing Your Taxes This YearProcrastination is a struggle for just about everybody – especially when it’s something you’d probably rather not do, like filing your taxes. But, as they say, “The early bird gets the worm.” Here are the top four reasons you should aim to file your taxes early this year: Read More ...
Clark County Credit Union Gives Members a Piece of a $3.5 Million-Dollar PieClark County Credit Union (CCCU) is known for its attractive interest rates, variety products, multiple resources, and attentive service. When CCCU has a profitable year, we pass the wealth on to each of our members by issuing Read More ...
January 20195 Reasons to Think Twice Before Co-signing Credit Union Loans with Your KidsUsing credit union loans for traditional large purchases, such as homes and vehicles, is a great way for young adults to build credit history. The catch is it's sometimes difficult to obtain that first loan without a track record of successful payments. Read More ...
5 Ways to Increase the Value of Your Home and HowKeeping your home in good shape often results in getting a higher asking price when it comes time to sell. A home equity loan may be a good option to pay for any improvements you’d like to make. Read More ...
Budget Tips for Retirees: How a Savings Account Can Make Car Buying a BreezeIf you’re a retiree or nearing retirement, it’s important to think about how you’ll budget for major purchases like a new vehicle. Setting money aside in a savings account each month can add up quickly and provide the funds you need for a down payment on a new or used car. Read More ...
December 2018Helping Your Kids Understand a Financial Crisis and When to Take Out a Credit Union LoanFinancial struggles affect most people at some time in their lives and can take a toll on the whole family. You may want to protect your children from your financial worries, but open communication can actually help them feel more secure even in tough times. Read More ...
4 Quick Ways to Build an Emergency Fund and How to Choose the Best Savings AccountUnexpected events happen to everyone. The best savings account is one used as an emergency fund, established to help you avoid going into debt and give you peace of mind. Surprise expenses like medical bills, home repairs, car repairs, and more can have a significant impact on your financial security. Read More ...
Should You Use a Home Equity Loan for House Repairs and Improvements?If you are in need of funds for performing house repairs and general improvements, consider the home equity loan option. This type of credit, often called a HELOC, will allow you to borrow money with the equity in your property as the collateral. Read More ...
What Is the Best Checking Account to Help You Reduce Holiday Spending?The Christmas season is upon us, and holiday shopping is in full swing. With so many people on your holiday gift list, it is easy to overspend during this time. Before you hit the mall, consider researching the best checking account options for your needs, then put a few tips into practice to help you stay on track financially. Read More ...
November 2018Enjoy Date Night Without Having to Dip Into Your Savings AccountDate night is a great time to connect and have fun with your partner, but the cost of going out can add up and put a strain on your wallet. These five affordable date night ideas are a blast and won’t put a dent in your savings account: Read More ...
Pros and Cons of Considering an Early Retirement OfferFor most people, getting out of the 9 to 5 grind early is a dream come true. Of course, early retirement offers should be given careful consideration before accepting. If an offer has been made to you, here is a list of pros and cons to help you make the right decision. Read More ...
Why Having a Winter Wedding Puts Less Strain on Your New Checking AccountBudget conscious couples - Forget the tradition of spring or summer weddings and consider a wedding later in the year to save money. There are a lot of advantages to planning a winter wedding but the main one is that a winter wedding will put a lot less burden on the new checking account you and your spouse create to fund your new lives together. Read More ...
What Insurance Do You Actually Need?These days, it’s difficult to watch TV, listen to the radio or browse the internet without hearing or seeing an advertisement for an insurance company. While each of these companies may be selling a different type of insurance, they have one notable thing in common Read More ...
Tips for Creating a Livable Budget and Deciding on the Best Savings Account for YouCreating and living within a budget is not an easy thing to do. In fact, 60% of American families live without a monthly working budget. There are certain steps you can take to develop a working budget to help you cut down on unnecessary spending Read More ...
Say Goodbye to Impulse Buying, and Put Money into Your Savings Account With These TipsFrom the candy bar strategically placed in the check-out line to the shoes with a sale price too good to pass up, retailers know how to entice us to buy things we don’t really need. Read More ...
Take Advantage of the Hottest Housing Market With Home Equity LoansLas Vegas is much more than a tourist destination. It has just been ranked as the number one place to buy or sell a home in the United States. Our housing market is red hot right now Read More ...
Is It Better to Sign a Lease or Get a Traditional Home Mortgage?Throughout the years, home ownership has been part of the American dream. While the financial turmoil of the late '00s put a traditional home mortgage out of reach for many, the real estate market has since stabilized, and buying a home is a more attainable goal. Read More ...
October 2018Is Auto Loan Refinancing Right for You? 3 Details to ConsiderIf you have concerns that the interest rate for your current auto loan is too high, or find that your current auto payment is too expensive, refinancing your vehicle loan is a smart option to consider. Auto loan refinancing is an easy, straightforward process that usually only takes a few days. Read More ...
September 2018Building Up Your Savings Account: Financial Savvy Tips for College Students$1.5 trillion is the amount of money owed by current and former college students who financed their post-secondary educations. These people collectively owe more than the combined total of everyone who has a credit card. Read More ...
3 Steps to Choosing the Best Mortgage LoanIf you’re thinking of buying a home, choosing the right type of mortgage loan is vital. There are quite a few different options out there, and Clark County Credit Union can help you find the one that’s right for you. Read More ...
Who Would You Want Controlling Your Money?When trying to decide where to put your money, there are several things to take into account (pun intended). One of the first decisions to make is whether to choose a bank or a credit union. The number and size of your accounts, the amount of online banking you do, locations, customer service and interest rates, are all things to consider when choosing a financial institution. Read More ...
How to Budget for School Supplies and Ease the Burden on Your Checking AccountSchool may have already started, but the need to buy supplies is ongoing and can put a strain on your checking account. Read More ...
August 2018How Long Will My Used Car Have Value?When it is time to replace your current vehicle, one of the decisions you have to make is whether you want to purchase a brand-new vehicle or a used one. Read on to learn some of the top arguments for purchasing a used vehicle and a few guidelines for deciding when to update your current car. Read More ...
The Basics of Credit - What to Know Before You Take Out a Credit Union LoanPeople borrow money from their credit union for a variety of reasons. Taking out a credit union loan is an easy way to fund purchases you could not afford otherwise. However, it’s important to understand the basics of credit before you go into debt. Read More ...
5 Steps to Avoiding Identity TheftIdentity theft affected 16.7 million people in 2017, resulting in a loss of $16.8 billion. Individuals who have had their identities stolen know it takes countless hours and multiple phone calls to fully remedy the situation. Fortunately, there are some things you can do to help keep your identity safe from potential theft. Read More ...
How to Pay Off Medical Debt With a Savings AccountEven for those fortunate enough to have health insurance, it doesn’t necessarily cover all your costs. Depending on your policy (or if you don’t have insurance at all), large medical bills can make a real dent in your personal funds. Read More ...
July 2018When to Discuss Creating a Joint Savings Account With Your Future SpouseA poll conducted by American Express found that only 43 percent of couples had a discussion about their finances before getting married. Start your marriage off right by exploring your finances before you walk down the aisle. Read More ...
The Effects of Wedding Debt on a MarriageThe average cost of a wedding in the U.S. was $25,764 in 2017, according to costofwedding.com. All this spending might put a strain on your marriage, however. In one study Read More ...
Childcare Options That Won't Leave You CryingWhen you're sorting out the family budget for the month, it can be necessary to reduce expenditures to make ends meet. One area where pinching pennies isn't a good idea is your child care provider. Below are a few ways you can make sure your children are in good hands without breaking the bank. Read More ...
5 Best Banks and Credit Unions in Las VegasIf ever there were an award that deserves to be shared, it's this one: AdvisoryHQ has named Clark County Credit Union one of the top five credit unions and banks in the state of Nevada. Read More ...
Members Auto: Your One-Stop Buying ExperienceIf you’re like a lot of people, you dread the hassle of shopping for a new car. Clark County Credit Union’s Members Auto, our dealership/brokerage, is an all-in-one, stress-free alternative for purchasing your new car or pickup truck. We accept trade-ins, have a great selection of quality, previously owned vehicles and provide financing and other benefits like GAP coverage and an extended warranty. Read More ...
June 2018Hassle-Free Car Buying with Vehicle Financing from Clark County Credit UnionEveryone loves that feeling of driving a new-to-you car, but the process of buying one isn’t nearly as exciting. We are making car buying easier than ever before, thanks to Members Auto, our dealership/brokerage. Our vehicle financing and buying service take the hassle out of purchasing your next vehicle. Read More ...
How to Compete for a House in a Seller's MarketIf you're looking for a home in Las Vegas, you're joining the top real estate market in America, according to Realtor.com. You'll find a growing economy and affordable home prices with low mortgage interest rates. Read More ...
Summer Spending TipsSummer is all about having fun and making memories. But, between weekend road trips, BBQs and dinners with friends, costs can add up quickly. To save you from this pitfall, take a look at these summer spending tips that will keep your wallet in check during the coming months: Read More ...
5 First-time Home Buying Mistakes to AvoidBuying your first home is a very exciting and rewarding process, but it often comes with a few pitfalls that can catch even the most careful by surprise. At Clark County Credit Union, our team is here to help you avoid those pitfalls and properly prepare for the homebuying process, so you can get your front door key quickly, easily and at rates you can afford: Read More ...
5 Ways to Overcome Debt StressStress and anxiety over debt is, unfortunately, very common. It can take a toll on your health, sleep and relationships. These five steps will help you reduce your debt and the accompanying stress: Read More ...
May 2018The Basics of Social Security Retirement BenefitsAlthough most people understand Social Security benefits to be something you can receive when you retire, it is important to have a clear understanding how they work so you can begin planning for the future. The following is an overview: Read More ...
College Planning 101: Determining the Best College Payment Plan for YouThe benefits of college are undeniable. According to EDsmart, college graduates earn more, enjoy more employment opportunities and are happier and healthier than those without college degrees. So, why wouldn't everyone go to college? The answer: Read More ...
Financial Spring Cleaning Tips from Clark County’s Best Credit UnionSpring cleaning is all about a fresh start – clearing out clutter and making repairs so you're ready for the season ahead. Much like your home, your finances need spring cleaning, too. Here are some tips: Read More ...
4 Ways to Build Your CreditYour credit report is an important part of your financial health. If you’re trying to build your credit, there are some things you can do to boost your score. Here are four ways you can work to build your credit: Read More ...
8 Tips for a Financially Healthy FamilyAn important part of raising a happy, successful family is prudent financial management. Money problems and debt can cause unnecessary stress in any household, but by budgeting and planning effectively, you can avoid problems and set a great example for your children. Here are a few tips that can help your family become financially healthy: Read More ...
How to Pay Off Your Credit Card Debt FasterCredit cards make it all too easy to accumulate debt. Purchases add up quickly, and high credit limits tempt you to overspend. The minimum payment lulls you into a false sense of security. Several thousand dollars of credit card debt doesn’t seem so bad when: Read More ...
Plan for a Smooth Move: Don't Forget These Common ExpensesFrom packing materials and movers to down payments on utilities, moving to a new home can be expensive. If you're planning for a move, here are some common expenses to prepare yourself and ensure your moving day goes smoothly: Read More ...
5 Tips to Teach Your Children About Smart FinancesHow often do you talk to your kids about money? While many parents hesitate to discuss finances with their children, it is necessary to help them establish financial responsibility in the future. Here are five ways to teach your children about the importance of money management: Read More ...
April 2018How to Save for Retirement with a Personal Checking AccountEven if you have just entered the workforce, you don’t need a large income to start saving for retirement. In fact, at CCCU, the minimum opening balance and average daily balance needed to maintain an IRA account is only $100.00. Transferring as little as $20 a month from your personal checking account Read More ...
How to Plan For and Purchase a Car With the Best Credit Union Car Loans in Las VegasYou're ready to buy a car but don't know where to start. Before you begin your search, take a few preliminary steps to ensure you get the best deal on your dream car. Clark County Credit Union offers one of the best credit union car loans in Las Vegas, which makes it easier than ever Read More ...
March 20188 Steps to Money MasteryMany people don't realize the importance of saving money, nor do they consider taking proactive steps to grow their assets. While it may sound complicated, the truth is increased savings and assets can be achieved easily over a period of time. If you are willing to follow these 8 steps, you'll have your money mastered before you know it: Read More ...
February 2018Setting Your 2018 Financial GoalsHave you set your 2018 financial goals? To properly manage your money, it is good to have a plan in place. By starting your planning early, you also have a chance to open any accounts necessary to achieve your goals, such as secondary savings accounts or investment accounts. Read More ...
Fitness for Your Body and Wallet: Shedding Pounds Without a Gym MembershipThe New Year is here and many Americans are ready with a list of resolutions in-hand. One of the most popular New Year’s resolutions is to lose weight and get fit, but most people lose interest after a few weeks. While a gym membership may seem like a good way to keep you accountable, there are many other ways to get fit and lose weight on a budget. Read More ...
Auto Financing for First-Time BuyersIf you are new to buying a car and looking for auto financing in Las Vegas, a credit union is a great place to start. As nonprofit, community-oriented lenders, credit unions are member-focused and provide personalized services that take your needs into account. Read More ...
Why It Makes Sense to Purchase Your Next Vehicle from Members AutoIf it is time to purchase your next vehicle, take a trip to Clark County Credit Union's Members Auto dealership. Members Auto wants to make your next vehicle purchase a hassle-free experience. You do not have to be a member of CCCU in order to shop at Members Auto. Read More ...
Clark County Credit Union Gives Back More Than $3 Million in Bonus Dividend AmountsThis year's annual Clark County Credit Union Dividend Day celebration resulted in members receiving more than $3 million dispersed into their accounts. In total, the bonus dividend amount came to $3,355,881.43. Each of the 44,000 members received at least $20 and many earned more than $500. Read More ...
Tips to Pay Off Your Debt Through Your Las Vegas Checking AccountWhile many people prepare detailed shopping lists and budgets for their holiday shopping, it’s easy to throw caution to the wind and overdo it on spending for Christmas. Giving expensive gifts to your children and other loved ones may seem like it will make the holidays more special, but reality sets in when you’re faced with a high credit card bill in January. Read More ...
It Costs How Much to Get Married?Your wedding day is supposed to be one of the happiest days of your life, but should it be one of the most expensive? According to The Knot’s 2016 Real Weddings Study, the national average cost of a wedding is a whopping $35,329. Read More ...
January 2018How to Avoid Fees with the Best Checking Account in Las VegasKeep more of your hard-earned money by choosing the right type of checking account for your financial needs. When searching for a checking account in Las Vegas, it pays to do your research concerning the terms and fees associated with the account. You can avoid fees by opening a checking account at Clark County Credit Union. Read More ...
Home Loans to Fit Your SituationWhether you are a first-time buyer or a seasoned homeowner, shopping for a mortgage can be a daunting task. Credit unions offer several different types of home loans in Las Vegas, and educating yourself on how they work can help you make the right decision for your financial situation. Read More ...
Don't Sleep on Your Savings: Avoiding Dormant AccountsMany people open savings accounts with the best of intentions, but when you don't have a lot of extra cash to deposit it's easy to forget the account even exists. It's important not to let your Las Vegas savings account languish with a low balance and no deposits over a long period of time. Read More ...
Make Budgeting Part of Your New YearThere is an excitement that comes with a brand new year: new beginnings, resolutions, making big plans and writing down dreams. This is the perfect time to set goals in every area of your life, including your finances. Read More ...
December 2017The Best Credit Union in North Las Vegas Celebrates Record High MembershipsWhile it doesn't happen often, it's happening at Clark County Credit Union. The best credit union in North Las Vegas closed out the summer with just more than 40,000 members and 50,000 accounts – the highest ever in its 65-year history. Read More ...
Stuck in a Las Vegas Auto Loan? Let CCCU HelpIt's grating to be stuck in traffic, stuck in line at the grocery store or stuck in an interminable line at a drive-up window. But these irritations hardly compare to feeling stuck in a Las Vegas auto loan that is no longer serving you well. Read More ...
November 2017How BALANCE and CCCU Can Help With Your Las Vegas Vehicle FinancingMost people can benefit from three trustworthy resources as they shop for a new or pre-owned vehicle: someone to offer financial advice, someone to offer a selection of vehicles and someone to extend a loan. Clark County Credit Union partners with BALANCE and Members Auto to simplify Read More ...
October 2017Using a Las Vegas Savings Account and 5 Other Tips to Reset Your Financial Goals for the YearIf life in 2017 has gotten in the way of your financial plans, use the remaining time to steer your financial plan back on track. Starting with a savings account in Las Vegas, these are a few tips that will help reset your financial goals for the year. Read More ...
Using a Las Vegas HELOC for Fall Home Improvement and Maintenance TasksFall is a great time to get started on the home improvement projects you've been putting off because of the Las Vegas summer heat. Using a HELOC in Las Vegas may be a good place to start when looking to finance your project. When adding value to your home, leveraging its equity can make financial sense in many situations. Read More ...
Importance of Forming a Trust Through the Best Credit Unions in HendersonNot many people like to think about estate planning, but having a solid plan can help ease both the financial and emotional burden on your loved ones. While you may think a will is enough to wrap up your affairs, trusts are also a vital part of estate planning. Holding a trust account at the best credit unions in Henderson can help to ensure your assets are distributed and managed to your wishes. Read More ...
Budgeting for Your Childs' Sports Using a Las Vegas Savings AccountIf your child is involved in sports, the benefits can be great, but the costs add up quickly. Fortunately, there are ways – including setting up a Las Vegas savings account – that can let your kids play the sports they enjoy without breaking the family budget.
September 2017Steps to Take if You Were Denied a Loan and How a Las Vegas Credit Union can HelpBeing denied for a loan can be painful. You picked out the perfect house or the car of your dreams, you thought you had all of your ducks in a row, but when the final decision was announced, you were left in the dust. Rest assured, this happens more than you may think; you're not alone. Plenty of situations factor into a creditor's decision to lend money, and you may have made a few mistakes along the way that cost you this loan Read More ...
Starting the Best Savings Account in Las Vegas to Teach Your Kids to BudgetThey say, “the apple doesn't fall far from the tree,” so it's up to parents to decide how to steer their “branches” and teach their children about the role of money and the importance of budgeting. Read More ...
Advantages of Las Vegas Vehicle Financing Through a Credit UnionIf you’re looking to buy a new or pre-owned vehicle, financing is a decision that’s as important as the type of vehicle you are buying. When looking for vehicle financing in Las Vegas turn to Clark County Credit Union for the following advantages: Read More ...
August 2017I want to build a swimming pool. What is the best type of loan for a pool?It’s the middle of the summer, and right about now that pool you have been considering seems like a great idea. It’s not too late to get started, especially if you've already been doing some research on what kind of pool you’d like. But have you done any research into the type of loan you’ll use? Many people pay for the construction of a pool with a HELOC or a fixed rate second mortgage. That way the payment can be spread out Read More ...
Protecting Yourself from Identity Theft with the Best Bank Accounts in North
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