Smart Money Certificates and IRA Certificates

A CCCU Certificate is a very smart investment. It locks in a competitive fixed rate  for the term you choose, the liquidity you need. (Naturally we offer a wide variety of terms.) And it insures both your principal and interest so you sleep soundly at night!

Invest as little as $1,000 or more for a 6, 12, 24, 36, or 60-month term (1-year minimum term for IRA).

• Earnings can be paid to your Certificate account-or to your CCCU Checking or other deposit account for instant access without penalty.
• There are no monthly fees or service charges.
• Principal and interest are insured to $250,000 by ASI Insurance.
• For your convenience, Certificates automatically renew at maturity for the same term, at the current rate, unless prior notice is given.

Your Certificate goes a long way toward earning you a higher Member Rewards level. It may even help you reach our Diamond Level and earn another 1/4% bonus interest on your CD!

IMPORTANT NOTICE TO CURRENT CERTIFICATE HOLDERS:
Beginning July 1, 2010, all maturing certificates will no longer be automatically renewed at current rates, they will be transferred to the designated suffix on your account. This courtesy action will provide members the flexibility to move funds without penalty. Certificate holders may request a rollover by returning the certificate’s maturity notice or calling the credit union. For more information please ask your teller or call (702) 228-2228, option 6, or toll-free at (800) 748-6885.

Minimum aggregate deposit level is based on average daily balance for the month. Minimum aggregate loan level is based on minimum loan balance during the month (including VISA balance). Deposits are insured for up to $250,000 per account by ASI (American Share Insurance).