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Consumer Loans

The VISA® That Outsmarts Them All

Our smart money VISA is so simple, it's the only one you'll need!

  • Variable custom rate as low as 10% APR* (based on your credit history)
  • Same great rate for purchases and cash advances up to your credit limit
  • Absolutely No Annual Fee (compared to the $35-$50 annual fee many bank cards charge)
  • No cash advance or transaction fees
  • Extensive credit line tailored just for you (up to $5,500 Classic-$20,000 Gold)
  • 25-Day grace period to help you avoid interest charges on purchases altogether**

So well accepted at retail locations and ATMs, it's ideal for travel worldwide. Every CCCU Visa Credit Card also comes with:

  • Auto Rental Collision Damage Waiver
  • Card Holder Inquiry Service
  • Emergency Card Replacement and Cash Disbursement
  • Lost/Stolen Card Reporting
  • Zero Liability on fraudulent transactions

A CCCU VISA can increase your Membership Level and earn you more free and low-cost services! Apply today.

*APR is Annual Percentage Rate. If you do not qualify for a Gold card, a Classic may be substituted.
**No grace period on cash advances.
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