Protect your purchase.
Now that you've found the right vehicle and the right financing, protect yourself from the unknown with these additional options:
Guaranteed Asset Protection (GAP)
Don't get stuck paying for a car you don't have anymore. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, auto insurance will cover the replacement value. However, you remain liable for payment of the difference between the insurance settlement and the remaining loan balance. This deficiency can sometimes amount to thousands of dollars. GAP Protection is an affordable way to fill the gap. For just a few dollars per month, you can protect yourself against this unfortunate expense and start fresh with a $1,000 credit towards your next vehicle purchase.
Member Guard Debt Cancellation
Sometimes life throws an unexpected curveball. In the unfortunate event of a disability or loss of life, Debt Cancellation can protect you and your loved ones from additional financial burdens. If you or your joint borrower becomes medically disabled due to illness or injury, Disability protection may cancel your monthly payments until you are able to return to work. If there is an event that results in an untimely death for you or your joint borrower, the Loss of Life protection may cancel the remaining loan balance.
Vehicle Service Contracts
Enjoy peace of mind knowing that your new (or new to you) vehicle is protected from many major repairs by a legitimate and credit union preferred extended warranty service. With mechanical coverage, roadside assistance, towing protection and many additional built-in services available at a better price than many other programs available. Plus, take your vehicle to any ASE Certified Mechanic or even the dealership for warranty repairs.
Costs and fees associated with these additional loan services are based on varying factors. For further information please contact us at (702) 228-2228, option 3.
