Clark County Credit Union's Privacy Notice
Protecting Your Privacy
Clark County Credit Union values the privacy of our members. You have chosen to do business with us, and we recognize our duty to keep the information you provide to us secure and confidential. We believe that all personal and financial information specific to you that you provide to the Credit Union through any channel constitutes personal information. Protecting your privacy, along with your financial assets, is at the core of our business.
Keeping Your Information Secure
Keeping your financial information secure is one of our most important responsibilities. We value your trust and handle your information with care. Our employees access information about you when needed to maintain your accounts or otherwise meet your needs. Our policies and procedures emphasize the importance of keeping our members' information confidential. We protect information according to established security standards and procedures, and we continually assess new technology for protecting information.
Working to Meet Your Needs Through Information
In the course of doing business, we collect and use various types of information, such as information we receive from you on applications or other forms; information about your transactions with us, our affiliates, or others; and information we receive from a consumer reporting agency. We may also access information about you, such as credit reports, when considering a request from you for additional services or when exercising our rights under the law or any agreement with you.
Keeping Information Accurate
Keeping your account information accurate and up to date is very important. We have established procedures so that your financial information is accurate, current and complete. If you ever find that your account information is incomplete, inaccurate or not current, please call or write us at the telephone number or address listed on your account statement. We will correct any wrong information as quickly as possible.
How and Why Information is Shared
We limit who receives information and what type of information is shared. We share information with the goal of bringing you greater convenience and more choices.
Sharing Information with Credit Union Affiliates
The Credit Union is affiliated through full or partial ownership with various service organizations. All of these companies are dedicated to working together to provide the products and services that you want. All of these companies meet the same stringent requirements to protect your privacy as the Credit Union.
We may also share information from your applications with other companies that assist us in providing an array of services, such as check printing, investments and insurance, and data processing companies. These companies might, for example, assist us in offering you certain products and services or help us mail statements. These companies act on our behalf and are required to keep the information that we provide to them confidential.
We do not sell our member lists to catalogs, direct mail companies, magazines or other non-financial service providers.
Other
Information may be exchanged with credit bureaus and similar organizations, provided when legally required or permitted, or in connection with a fraud investigation.
If we receive a subpoena or similar legal process demanding release of any information about you we will generally attempt to notify you unless we believe we are prohibited.
We do not collect personal identifying information about visitors to our Internet site. Individual visitors to the Credit Union's web site remain anonymous. Our servers collect standard non-identifying information about visits to the site, such as date and time visited, IP address, city, state, and country. This information is used to compile standard statistics on site use. Please note that since we cannot control information on other Internet sites, we are not responsible for the content of sites linked from our Web site.
Opt-Out Process
We believe you should have the right to decline disclosure of personal information that is collected on our databases. The records for those individuals who request that their personal information not be used for future mailings or phone calls will be marked in our database so that their names will be excluded from any contact in the future.
This will exclude the member's name from all direct mail campaigns and any phone research or telemarketing campaigns from the Credit Union or its companies.
Request for Removal from Special Mailing Lists
The Credit Union and companies affiliated with the Credit Union are permitted by law to share among one another any information about the transactions or experiences with you. If you do not wish the Credit Union to share information, except as permitted by law; please send your request to Clark County Credit Union, P.O. Box 36490, Las Vegas, NV 89133.
Please keep in mind that if you choose to remove your name from our database, you may no longer be able to receive some of the limited special offers available only to existing Credit Union members. Please note that your request for removal will only apply to information shared in order to make promotional offers to you.
Our Privacy Policies may change from time to time, so please check our Web site or with any Credit Union branch for the most updated version.
Updated February 2008
